HFPHome Finance
Partner
Powered byDoorly
1 / 40
Financing available

$709,000

704 N College Street, McKinney, TX 75069

4
beds
2
baths
2,101
sqft

Est. with seller financing: $6,445/mo

  • Single-family
  • Built in 1925
  • 11,761 sq ft lot
  • $337/sqft
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Seller is offering a $12,000 buyer rate buydown, plus an additional $2,000 lender credit when using the preferred lender, for a total potential buyer incentive of $14,000. Contact listing agents for preferred lender details and additional information. HISTORIC McKINNEY-A rare opportunity in the heart of McKinney’s Historic District! This charming 1925 cottage sits on a heavily treed corner lot and offers the perfect blend of historic character, thoughtful updates, and exceptional indoor-outdoor living. Beautiful hardwood floors and French doors flow throughout the home, which features a flexible floor plan with three bedrooms downstairs, two living areas, and a formal dining room perfect for entertaining. Upstairs, the oversized primary suite provides a private retreat with a spacious walk-in closet. The kitchen and bathrooms have been tastefully updated, while major improvements include Hardie board siding, newer single-hung windows, and a premium Presidential-style 50-year roof that is approximately nine years old. The outdoor spaces are truly special. A large deck off the kitchen overlooks a pergola with a daybed, grilling area, gardener’s table, shrub maze, outdoor living spaces, and an impressive 50’ x 50’ stone fire pit area. The spacious backyard and side yards provide plenty of room for entertaining, gardening, or simply relaxing beneath the mature trees. Additional features include a storage shed, side-yard carport, multiple parking areas, and an EV charger. Full of charm, character, and thoughtful updates, this unique home offers flexible living spaces and incredible outdoor amenities in one of McKinney’s most beloved historic neighborhoods. SHOWINGS WILL START Sunday, August 2nd. Please allow a 2 hour showing notice.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Paneling Wainscoting

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air

Flooring

  • Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Gas Water Heater

Fireplace

  • Fireplaces: 1
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup

Exterior & lot

Features

  • Fire Pit
  • Rain Gutters

Construction

  • Style: Traditional, Detached, Historic Antique
  • Stories: 2
  • Roof: Composition, Wood
  • Foundation: Pillar Post Pier
  • Materials: Brick

Parking

  • Additional Parking
  • Carport
  • Detached Carport
  • On Site

Lot

  • Corner Lot
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Mckinney Outlots

Schools

  • District: McKinney ISD
  • Elementary: Caldwell
  • Middle: Faubion
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $337
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,445/mo

Principal & interest
$5,134/mo
Property taxes
$980/mo
Homeowners insurance (est.)
$331/mo
Loan amount
$638,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Susan Beers, Fathom Realty · MLS #21325922 · 888-455-6040

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in McKinney