HFPHome Finance
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Financing available

$265,000

7261 State Highway 50, Commerce, TX 75428

3
beds
2
baths
1,617
sqft

Est. with seller financing: $2,406/mo

  • Single-family
  • Built in 1989
  • 57,064 sq ft lot
  • $164/sqft
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

1.31 acres just outside Commerce. This move-in-ready brick ranch offers room to spread out, slow down, and put the property to work for you. Enjoy peaceful pasture views, mature shade trees, and a fenced backyard with plenty of possibilities. Inside, the inviting living room features a wood-burning fireplace and board-and-batten accent wall, flowing seamlessly into the kitchen and dining area. The HVAC was replaced in 2024, while the durable metal roof adds another practical bonus. Outside is where this property really starts showing off. An established Back to Eden garden is ready for its next season, while the rustic Mennonite storage building offers versatile storage and can also serve as a chicken coop. Conveniently located just minutes from Commerce ISD, East Texas A&M University, Cooper Lake, Greenville, and with easy access toward DFW. USDA zero-down eligible for qualified buyers. Washer and dryer convey. Preferred lender offering 1% buyer credit. Buyer and buyer's agent to verify all information.

Facts & features

Interior

Features

  • Open Floorplan
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dryer
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Washer

Fireplace

  • Fireplaces: 1
  • Wood Burning

Exterior & lot

Features

  • Garden
  • Storage

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Driveway

Lot

  • Acreage
  • Corner Lot

Community

Neighborhood

  • Subdivision: none

Schools

  • District: Commerce ISD
  • Elementary: Commerce
  • Middle: Commerce
  • High: Commerce

Financial & listing details

Listing

  • Price per sq ft: $164
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,406/mo

Principal & interest
$1,919/mo
Property taxes
$363/mo
Homeowners insurance (est.)
$124/mo
Loan amount
$238,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Ashley Young

Regal, REALTORS

682-250-3315

MLS #
21343319

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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