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Financing available

$319,900

740 Cardinal Drive, Saginaw, TX 76131

4
beds
2.5
baths
2,408
sqft

Est. with seller financing: $3,074/mo

  • Single-family
  • Built in 2001
  • 6,882 sq ft lot
  • $133/sqft
  • $24/mo HOA
  • Tarrant County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Seller to install new flooring throughout entire downstairs! Buyer can pick color!!! Must use sellers preferred flooring vendor, for new flooring incentive. OR Seller will give 6000. towards closing cost. This would be for the entry, hall, kitchen, dining, and utility room and adjacent closet. This beautiful two-story home offers 2 spacious open living areas with soaring ceilings and a rare architectural style that is truly unique! The open-concept design features a bright kitchen with abundant cabinetry, granite counters, and plenty of natural light - perfect for cooking, gathering, and entertaining. With 4 bedrooms plus a versatile flex room, this home provides exceptional functionality. One bedroom is located downstairs with its own adjoining half bath, making it ideal for a mother-in-law suite, guest room, or office. Upstairs, you’ll find three additional bedrooms and a flex space that can serve as an office, game room, or 3rd living area. The large backyard offers ample room for family events, pets, and outdoor fun. The neighborhood is family-friendly and includes a community pool, playground, and jogging-bike trails at the back of the subdivision. Major updates have already been completed for peace of mind, the roof was replaced in 2021, HVAC-2 condensers were installed and 1 coil replaced in 2021. New Microwave, closet doors, kitchen cabinets have been repainted and look great! Many other updates done this year to get the home move in ready! Fresh interior paint throughout and new carpet were completed in June 2026, making the home move-in ready. The foundation has a transferable warranty on work done, along with and Engineer Report. This property is a rare find with its unique architecture, spacious layout, and thoughtful updates. It’s ready for new owners to enjoy comfort, convenience, and a welcoming community. Buyer and BA to verify all information, including measurements, schools, and property details, as part of their due diligence process.

Facts & features

Interior

Features

  • Cathedral Ceilings
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric, Zoned

Flooring

  • Carpet
  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Gas Water Heater
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Decorative
  • Gas Log
  • Gas Starter
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Fiber Cement

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision

Community

Neighborhood

  • Subdivision: Heather Ridge Estates

HOA

  • First Service Residiential

Schools

  • District: Eagle MT-Saginaw ISD
  • Elementary: Highctry
  • Middle: Highland
  • High: Saginaw

Financial & listing details

Listing

  • Price per sq ft: $133
  • County: Tarrant
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,074/mo

Principal & interest
$2,317/mo
Property taxes
$584/mo
Homeowners insurance (est.)
$149/mo
HOA dues
$24/mo
Loan amount
$287,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Angela Walker

JPAR

972-836-9295

MLS #
21342915

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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