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Financing available

$539,000

8612 Backwater Bay Cove, McKinney, TX 75071

4
beds
3
baths
2,544
sqft

Est. with seller financing: $4,286/mo

  • Single-family
  • Built in 2018
  • 6,055 sq ft lot
  • $212/sqft
  • $131/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully appointed single-story home in the highly sought-after Trinity Falls community! Ideally located across from a park, pickleball & basketball courts, and just around the corner from the community’s 2nd resort-style pool & fitness center, this home offers one of the best locations in the neighborhood. Inside, you’ll find wood-look tile flooring throughout the main living areas, soaring 10-ft ceilings, tray ceilings in entry, arched doorways, plantation shutters throughout, custom lighting, spacious rooms, & abundance of natural light throughout the home. Private office features double glass doors & custom built-in cabinetry for printers and office supplies. Split-bedroom floor plan includes a private guest suite at the front of the home with its own ensuite bath featuring a walk-in shower and walk-in closet. 2 additional secondary bedrooms share a nearby hall bath. The chef’s kitchen is the heart of the home w ss appliances, a gas cooktop, pantry, oversized island w breakfast bar seating, and abundant cabinetry. The kitchen opens seamlessly to the dining area & family room with a cozy gas fireplace overlooking the backyard. Entertain with ease thanks to the custom built-in entertaining bar featuring glass-front cabinetry, a beverage frig, & additional serving buffet with extensive drawers and storage. The spacious primary suite offers a luxurious bath with dual vanities, garden tub, separate shower, linen closet, and separate his-and-her walk-in closets. Additional features include a mudroom w bench, hooks, and extra storage off the garage. Utility has room for a second refrigerator. Relax out back extended covered patio with a mature shade tree and grassy play area. HOA incl multiple pools, fitness center, fishing ponds, wooded hiking and walking trails, dog park, playgrounds, parks, and year-round resident events. Experience the exceptional lifestyle that makes Trinity Falls one of McKinney’s premier master-planned communities.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Some Gas Appliances
  • Convection Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Gas Starter
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Door Multi
  • Driveway
  • Epoxy Flooring
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Lighted
  • Oversized
  • Side By Side

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Trinity Falls Planning Unit 3 Ph 1b

HOA

  • CCMC

Schools

  • District: McKinney ISD
  • Elementary: Ruth and Harold Frazier
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $212
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,286/mo

Principal & interest
$3,903/mo
Property taxes
Not available
Homeowners insurance (est.)
$252/mo
HOA dues
$131/mo
Loan amount
$485,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Kim Kankel, Ebby Halliday Realtors · MLS #21320916 · 972-562-3969

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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