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Financing available

$275,000

929 N 12th Street, Waco, TX 76707

3
beds
3
baths
1,462
sqft

Est. with seller financing: $2,481/mo

  • Single-family
  • Built in 1915
  • 7,492 sq ft lot
  • $188/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming remodeled fully furnished home!! This home features a warm rustic farmhouse vibe with beautiful finishes and spacious living areas throughout. Offering 3 bedrooms, 3 baths, the oversized primary suite provides a private retreat with a large ensuite bathroom featuring dual vanities, a walk-in shower, and a freestanding soaking tub, and walk-in closet. The second bedroom also includes its own private bathroom with walk-in shower, creating a comfortable layout for guests or family. The kitchen is both stylish and functional with custom cabinetry, a farmhouse sink, stainless steel appliances, gas range with pot filler, and a unique custom light fixture that adds to the home’s character. Outside you’ll find a spacious backyard with a large deck perfect for entertaining or relaxing, and a detached garage with lots of potential for extra parking, a workshop, etc. Additional updates include a roof replaced in 2023, new HVAC 4 ton unit in 2019, and tankless water heater. This home is currently being used at an Airbnb and would make a great investment or your new home!! Conveniently located near downtown Waco, Baylor, Magnolia, shopping, dining, and more.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • Open Floorplan
  • Walk In Closets

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dryer
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Range
  • Microwave
  • Refrigerator
  • Tankless Water Heater
  • Washer

Exterior & lot

Features

  • Outdoor Grill
  • Private Yard
  • Storage

Construction

  • Style: Victorian, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Frame

Parking

  • Garage spaces: 1
  • Driveway

Pool

  • Diving Board

Community

Neighborhood

  • Subdivision: Reynolds

Schools

  • District: Waco ISD
  • Elementary: West Avenue
  • Middle: Cesar Chavez
  • High: University

Financial & listing details

Listing

  • Price per sq ft: $188
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,481/mo

Principal & interest
$1,991/mo
Property taxes
$362/mo
Homeowners insurance (est.)
$128/mo
Loan amount
$247,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jody Scoggins

Axio Real Estate LLC

254-776-8100

MLS #
21371453

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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