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Financing available

$598,900

954 RS County Road 4261, Emory, TX 75440

3
beds
2
baths
1,959
sqft

Est. with seller financing: $4,616/mo

  • Single-family
  • Built in 2019
  • 118,483 sq ft lot
  • $306/sqft
  • Rains County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

LUXURY MEETS COUNTRY CHARM in 3-bd 2-bth home PLUS 1-bd 1-bth guest suite that’s well situated on 2.72 wooded acres. Entrance starts with gorgeous drive up with a view of the stocked pond with fountain. This impressive home boasts exceptional features throughout such as double crown molding, cornices, designer lighting, custom cabinetry and premium flooring and fixtures. The large open-floor plan showcases a cozy gas fireplace, formal & casual dining space and high ceilings. The bright & airy kitchen flows seamlessly from the living area to create the ideal family & entertaining space that features an extra-large island with overhang for seating, 6-burner Thermador cooktop, Bosch dishwasher, two Blanco sinks & convection wall oven. There's a spacious butler’s pantry with ample storage space that easily accommodates a 2nd fridge and an oversized laundry room. The master bedroom is designed for king-size furniture and features a spectacular ensuite bath with double vanities, walk-in shower, privacy toilet closet and his & her walk-in closets. Additional improvements include multi-purpose barn comprised of workshop area with 5ft ceiling fan, loft, 100amp service and substantial storage space PLUS a cozy 1-bd 1-bth guest suite complete with laundry connections. Attached covered space is perfect to store outdoor equipment. Chicken coop complete with enclosure & hen boxes for fresh eggs. Unwind on the expansive covered patios and take in the natural beauty of the peaceful surroundings. Quiet neighborhood outside city limits with no HOA and convenient access to dining, shopping & medical. For outdoor enthusiasts, Lake Tawakoni & Lake Fork within 15 mins. Information deemed reliable but should be verified by Buyer & Buyers Agent.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Convection Oven
  • Dishwasher
  • Disposal
  • Gas Water Heater
  • Microwave
  • Range
  • Some Commercial Grade
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Gas Log

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Fire Pit
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 1
  • Additional Parking

Lot

  • Pond On Lot
  • Many Trees
  • Subdivision

Community

Neighborhood

  • Subdivision: Spring Creek

Schools

  • District: Rains ISD
  • Elementary: Rains
  • Middle: Rains
  • High: Rains

Financial & listing details

Listing

  • Price per sq ft: $306
  • County: Rains
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,616/mo

Principal & interest
$4,337/mo
Property taxes
Not available
Homeowners insurance (est.)
$279/mo
Loan amount
$539,010
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Michael Phillips, Fathom Realty LLC · MLS #21227506 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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