HFPHome Finance
Partner
Powered byDoorly
1 / 2
Financing available

$675,390

TBD Fm-875, Midlothian, TX 75167

4
beds
3.5
baths
2,740
sqft

Est. with seller financing: $7,151/mo

  • Single-family
  • Built in 2026
  • 43,560 sq ft lot
  • $246/sqft
  • $46/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Welcome to Oak Creek Ranch, an exciting 1-acre plus community in Midlothian, TX by Lillian Homes. Offering spacious country living with modern convenience. Located within Waxahachie ISD, residents enjoy no city taxes and 1-acre+ homesites designed for comfort, space, and energy-efficient living. This community offers a peaceful retreat with easy access to shopping, dining, and entertainment. Oak Creek Ranch captures the essence of Texas charm and everyday luxury, making it the perfect place to call home. Experience luxury country living on a premium acre homesite surrounded by mature trees in this stunning to-be-built custom home, where buyers still have the opportunity to personalize both interior and exterior design selections. Offering approximately 2,740 square feet, this thoughtfully designed floor plan features 4 bedrooms, 3.5 baths, a private study, formal dining area, mud room, and oversized utility room. The spacious layout includes a private ensuite bedroom, a grand living area with a wood-burning fireplace, and a chef-inspired kitchen showcasing an enlarged island, quartz countertops, soft-close cabinetry, LG appliances, gas cooktop, and an oversized walk-in pantry. Luxury details abound with engineered hardwood flooring throughout, designer lighting, 8-foot interior and garage doors, and spray foam insulation for enhanced energy efficiency. The primary suite is a true retreat, featuring a spa-like walk-through shower, freestanding soaking tub, and separate his-and-hers walk-in closets. Enjoy outdoor living year-round on the extended covered back porch, all while enjoying the privacy and tranquility of an expansive tree-filled acre lot.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Dishwasher
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Farmhouse, Modern, Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Door Opener

Lot

  • Acreage
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Oak Creek Ranch Phase 2

HOA

  • See Builder

Schools

  • District: Waxahachie ISD
  • Elementary: Wedgeworth
  • Middle: Evelyn Love Coleman
  • High: Waxahachie

Financial & listing details

Listing

  • Price per sq ft: $246
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$7,151/mo

Principal & interest
$4,891/mo
Property taxes
$1,899/mo
Homeowners insurance (est.)
$315/mo
HOA dues
$46/mo
Loan amount
$607,851
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Ashlee McGhee, Keller Williams Realty DPR · MLS #21303844 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

More homes in Midlothian