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Financing available

$305,000

102 Troy Lane, Red Oak, TX 75154

3
beds
2
baths
2,061
sqft

Est. with seller financing: $2,918/mo

  • Single-family
  • Built in 2007
  • 9,191 sq ft lot
  • $148/sqft
  • $21/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Move-In Ready with Fresh Updates — All Appliances Included! This beautifully updated home is move-in ready and packed with thoughtful improvements that make it stand out from the competition — this is an opportunity savvy buyers will not want to miss! Fresh paint throughout, updated light fixtures and fans reflecting a modern aesthetic, and brand-new toilets are already done. All appliances, including the refrigerator, are included in the sale — making this one of the most genuinely turnkey opportunities on the market! Step inside to a welcoming and naturally bright interior where light streams through the windows, creating an airy and inviting ambiance that immediately feels like home. The desirable split floor plan provides excellent privacy and separation, while the dedicated study and two dining areas add outstanding versatility for today's flexible lifestyles — whether you need a home office, a formal dining room, a casual breakfast space, or all three. The spacious living area is the warm heart of the home — a comfortable and inviting gathering space equally suited for cozy evenings with loved ones and lively entertaining with friends. The adjacent kitchen offers generous workspace and ample storage, ready for every culinary adventure from quick weeknight dinners to weekend feasts. Fresh updates, all appliances included, and a seller ready to work with motivated buyers — this home truly delivers exceptional value!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Open Floorplan
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Faces Side

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Level
  • Subdivision

Community

Neighborhood

  • Subdivision: Eastridge South Ph I

HOA

  • Eastridge South HOA, Inc

Schools

  • District: Red Oak ISD
  • Elementary: Eastridge
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $148
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,918/mo

Principal & interest
$2,209/mo
Property taxes
$546/mo
Homeowners insurance (est.)
$142/mo
HOA dues
$21/mo
Loan amount
$274,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Britny Barnes

Orchard Brokerage

844-515-9880

MLS #
21382959

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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