HFPHome Finance
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Financing available

$304,777

313 N Main Street, Red Oak, TX 75154

3
beds
2
baths
1,430
sqft

Est. with seller financing: $2,738/mo

  • Single-family
  • Built in 1997
  • 19,994 sq ft lot
  • $213/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

PRIME LOCATION, UNBEATABLE PRICE! Situated on almost a HALF ACRE lot in the heart of Red Oak, this 3 bedroom, 2 bath home offers the perfect blend of comfort and value. The SPLIT BEDROOM floor plan provides privacy for everyone, while the spacious living room features a COZY FIREPLACE with gas logs, perfect for relaxing evenings. The primary suite is a true retreat, boasting a GARDEN TUB, SEPARATE SHOWER, and a spacious WALK IN CLOSET. A separate UTILITY ROOM adds everyday convenience, and the home is WELL INSULATED for energy efficiency, keeping utility costs down year round. Step outside to a BEAUTIFULLY LANDSCAPED yard featuring a HUGE BACKYARD, PRIVACY FENCE, and COVERED PATIO, ideal for entertaining or simply enjoying the outdoors. With its central Red Oak location and incredible price, this home won’t last long. Schedule your showing today!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Laminate

Appliances

  • Some Gas Appliances
  • Convection Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Range
  • Gas Water Heater
  • Plumbed For Gas
  • Water Softener
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Detached Carport
  • Door Single
  • Garage Faces Front
  • Garage

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Mc Cartys North

Schools

  • District: Red Oak ISD
  • Elementary: Red Oak
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $213
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,738/mo

See If You Qualify
Principal & interest
$2,207/mo
Property taxes
$389/mo
Homeowners insurance (est.)
$142/mo
Loan amount
$274,299
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Krissy Mireles, eXp Realty - Krissy Mireles Team · MLS #21327116 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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