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Financing available

$535,000

10209 Charmwood Drive, Waco, TX 76712

4
beds: 2.5
baths: 2,305
sqft

Est. with seller financing: $4,124/mo

Single-family
Built in 2026
10,890 sq ft lot
$232/sqft
McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

4 BR and 2.5 BTH home in Midway ISD. Features raised ceilings, luxury vinyl wood plank flooring, ceramic tile bathrooms, decorative ceiling fans, spacious open design kitchen, breakfast, living area with an electric fireplace. The upscale kitchen has granite counter tops, stainless-steel appliances, & an island with seating. The isolated master suite has granite counter-tops, dual vanities, separate shower, tub & walk-in closet. Ceiling fans and 2 inch faux wood blinds throughout. Privacy-fenced backyard with extra-large patio. Landscaped with sprinkler system. Agent-Owned.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Double Vanity
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Electric, Fireplaces, Heat Pump
Cooling: Central Air, Ceiling Fans, Electric, Heat Pump

Flooring

Ceramic Tile
Luxury Vinyl Plank

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Disposal
Microwave
Vented Exhaust Fan

Fireplace

Fireplaces: 1
Electric
Living Room
Masonry

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition, Shingle
Foundation: Slab
Materials: Brick, Concrete, Rock, Stone, Wood Siding

Parking

Garage spaces: 2
Covered
Door Single
Driveway
Garage Faces Front
Garage
Garage Door Opener
Inside Entrance
On Street

Lot

Back Yard
Interior Lot
Lawn
Landscaped
Level
Subdivision
Sprinkler System

Community

Neighborhood

Subdivision: Creekside Addition Phase VI

Schools

District: Midway ISD
Elementary: Park Hill
Middle: Midway
High: Midway

Financial & listing details

Listing

Price per sq ft: $232
County: McLennan
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,124/mo

Down payment10% ($53,500)10%20%

See If You Qualify

Principal & interest: $3,874/mo
Property taxes: Not available
Homeowners insurance (est.): $250/mo

Loan amount: $481,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Kam Parker

Properties Plus

254-752-7337

MLS #: 21393466

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify