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Financing available

$550,000

1405 James, Waco, TX 76706

5
beds: 2
baths: 2,081
sqft

Est. with seller financing: $4,806/mo

Single-family
Built in 1935
12,210 sq ft lot
$264/sqft
McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

WALK TO BAYLOR! Calling all investors and Baylor parents! This spacious two-story home is within walking distance to Baylor University and offers an incredible opportunity for an investment property or the perfect place to purchase for your college student! Property Highlights: 5 Bedrooms, 2 Bathrooms, 2,081 Sq Ft, All Appliances Included, Granite Countertops, Laminate Flooring, Two-Story Home Plenty of Parking in the Back. With 5 bedrooms, plenty of space, and a location close to Baylor, this one has investment potential written all over it! Whether you’re looking to add to your rental portfolio or give your Baylor student a place to call home while they’re in college, this property is worth a look! Let’s schedule a showing!

Facts & features

Interior

Features

Granite Counters
High Speed Internet
Cable Tv

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans

Flooring

Laminate

Appliances

Dishwasher
Electric Cooktop
Disposal
Refrigerator

Laundry

Laundry In Utility Room

Exterior & lot

Construction

Style: Detached
Stories: 2
Roof: Composition

Parking

Driveway

Community

Neighborhood

Subdivision: KOLLER

Schools

District: Waco ISD
Elementary: South Waco
Middle: Cesar Chavez
High: University

Financial & listing details

Listing

Price per sq ft: $264
County: McLennan
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,806/mo

Down payment10% ($55,000)10%20%

See If You Qualify

Principal & interest: $3,983/mo
Property taxes: $566/mo
Homeowners insurance (est.): $257/mo

Loan amount: $495,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Monica Gonzales

Graceland Real Estate

254-772-7788

MLS #: 21381019

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify