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Financing available

$575,000

12038 Gonzales Drive, Frisco, TX 75035

4
beds
3.5
baths
3,372
sqft

Est. with seller financing: $5,281/mo

  • Single-family
  • Built in 2008
  • 6,098 sq ft lot
  • $171/sqft
  • $38/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this exceptional, move-in ready home in the highly sought-after Panther Creek Estates, ideally located within walking distance of Sem Elementary and Maus Middle School. Combining a prime Frisco location with a thoughtfully designed floor plan, this beautifully updated home offers the perfect blend of comfort, style, and functionality. The gourmet kitchen features granite countertops, stainless steel appliances, a center island, and abundant prep and storage space, making it ideal for everyday living and entertaining. All kitchen appliances have been replaced, providing modern convenience and peace of mind. The private first-floor primary suite and dedicated study showcase beautiful hardwood flooring, while the second level offers three spacious secondary bedrooms, two full bathrooms, a large game room, and an oversized media room. Extensively updated, this home has been meticulously maintained and includes complete interior paint, updated downstairs trim, luxury vinyl plank flooring throughout the first floor, new upstairs carpet, a beautifully refreshed fireplace, and a new front door (2020). Additional major improvements include two new water heaters, one replaced HVAC system, a new roof, select replacement windows, and new garage door panels following the 2019 hail storm. The powder bath has also been tastefully updated with new fixtures and finishes. The private backyard is enclosed by a premium board-on-board fence, creating an ideal setting for outdoor entertaining or relaxing. Conveniently located near parks, shopping, dining, and major commuter routes, this exceptional home offers outstanding value in one of Frisco's most desirable communities. A rare opportunity to own a beautifully updated home in an unbeatable location.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Cable Tv
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Starter

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Driveway

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Panther Creek Estates Ph II

HOA

  • Panther Creek HOA

Schools

  • District: Frisco ISD
  • Elementary: Sem
  • Middle: Maus
  • High: Heritage

Financial & listing details

Listing

  • Price per sq ft: $171
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,281/mo

Principal & interest
$4,164/mo
Property taxes
$811/mo
Homeowners insurance (est.)
$268/mo
HOA dues
$38/mo
Loan amount
$517,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kristi Reinertsen, Coldwell Banker Realty Frisco · MLS #21315646 · 972-712-8500

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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