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Financing available

$169,500

1231 Oak Drive, Denison, TX 75020

3
beds
2
baths
1,379
sqft

Est. with seller financing: $1,845/mo

  • Single-family
  • Built in 1950
  • 32,670 sq ft lot
  • $123/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MOTIVATED SELLERS, ALL OFFERS WELCOME! SOLAR LOAN AVAILABLE FOR BUYER ASSUMPTION! Welcome to 1231 Oak Dr in Denison, TX! Situated on a HUGE .75-acre lot, this property offers an incredible opportunity for a buyer looking for space, versatility, and the ability to add value over time. The property already features a shop and separate storage shed, with plenty of additional room for equipment, trailers, outdoor projects, or even a larger future shop. Lots with this much usable space are increasingly difficult to find, especially with improvements already in place. Inside, the home offers a spacious open floorplan with multiple bedrooms and plenty of potential. The home would benefit from cosmetic updating and has an older HVAC system, giving the next owner an opportunity to make improvements and personalize the property to their taste. Another major benefit is the existing solar panel system, helping provide LOW ENERGY BILLS and long-term energy savings. The solar panels are currently financed through GoodLeap Financial. A qualified buyer may assume the existing solar loan, subject to GoodLeap approval and loan terms, or the buyer may elect to pay off the remaining balance. Conveniently located in Denison with easy access to shopping, dining, and major roadways, this property combines a large lot, existing shop, solar energy savings, and significant potential at an attractive value. The sellers are motivated and ready to make a deal. ALL OFFERS ARE WELCOME! Come see the opportunity at 1231 Oak Dr. SOLAR PANELS WILL NOT BE PAID OFF AT CLOSING BY SELLER. Choose what works best for you! Add the solar balance to the home's asking price, or assume the loan. Balance is about $53,000. Payments are around $250 per month. Provider is GoodLeap.

Facts & features

Interior

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Electric

Exterior & lot

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 1
  • Circular Driveway
  • Garage
  • Garage Faces Rear

Community

Neighborhood

  • Subdivision: Lc Alexander Surv Abs 41

Schools

  • District: Denison ISD
  • Elementary: Lamar
  • Middle: Henry Scott,Mcdaniel
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $123
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,845/mo

Principal & interest
$1,227/mo
Property taxes
$539/mo
Homeowners insurance (est.)
$79/mo
Loan amount
$152,550
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Spencer McDuffy

MKT Realty Co

(214) 218-9190

MLS #
21259673

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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