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Financing available

$174,900

917 W Sears Street, Denison, TX 75020

3
beds: 1
baths: 1,197
sqft

Est. with seller financing: $1,587/mo

Single-family
Built in 1880
7,492 sq ft lot
$146/sqft
Grayson County

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Seller financing is available to qualified buyers.

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About this home

**Charming 1880 Home Near Historic Downtown Denison** Welcome to 917 W Sears, a beautifully updated nearly 1,200 sq ft home built in 1880 that blends historic character with modern comfort. High 10 foot ceilings and an open floor plan create a bright, airy feel throughout. Recent interior refreshes include wood laminate flooring and custom trim work. The living room features a stylish shiplap accent wall and decorative fireplace. The kitchen offers butcher-block counters, a tile backsplash, dual sinks, a dishwasher, a rolling island, and abundant cabinetry. The bathroom includes dual sinks, tile flooring, and a shower_tub combination. Three bedrooms complete the comfortable layout. Outside, enjoy a large backyard with alley access and a concrete pad perfect for double parking. Located just a few blocks from historic downtown Denison and only minutes from Lake Texoma, this home offers the perfect mix of small-town charm and convenient access to recreation.

Facts & features

Interior

Features

Open Floorplan
Paneling Wainscoting

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric, Heat Pump

Flooring

Engineered Hardwood
Laminate
Tile

Appliances

Dishwasher
Electric Range
Electric Water Heater
Microwave

Fireplace

Fireplaces: 1
Decorative
Living Room
Masonry

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition, Metal
Foundation: Block, Pillar Post Pier

Parking

Additional Parking
Alley Access
Concrete
Parking Pad
On Street

Lot

Back Yard
Interior Lot
Lawn
Level

Community

Neighborhood

Subdivision: Millers 1st Add

Schools

District: Denison ISD
Elementary: Terrell
Middle: Henry Scott
High: Denison

Financial & listing details

Listing

Price per sq ft: $146
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,587/mo

Down payment10% ($17,490)10%20%

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Principal & interest: $1,267/mo
Property taxes: $238/mo
Homeowners insurance (est.): $82/mo

Loan amount: $157,410
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of David Baxter, DABCO Realty · MLS #21365206 · 972-824-0674

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.