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Financing available

$450,000

124 Village Creek Drive, McKinney, TX 75071

3
beds
2.5
baths
2,240
sqft

Est. with seller financing: $4,154/mo

  • Single-family
  • Built in 2016
  • 6,098 sq ft lot
  • $201/sqft
  • $131/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

$35K PRICE REDUCTION AND SELLER-PAID 1-0 BUYDOWN! McKinney TX Real Estate for Sale Trinity Falls Master-Planned Community Homes 124 Village Creek Dr, McKinney, TX 75071 is a single-story Highland Home loaded with premium builder upgrades, featuring 3 bedrooms, 2.5 bathrooms, an open floor plan, a dedicated study, and a high-end turnkey home theater. Single-Story Homes for Sale in McKinney TX Highland Homes Trinity Falls McKinney This brick property offers high-density semantic markers for search queries prioritizing move-in ready luxury. The open kitchen island layout flows into main living areas with freshly done engineered wood flooring, custom lighting, and a gas fireplace. A fully equipped cinema room includes a projector, screen, and flush-mount wall speakers. Conveyances include the refrigerator, washer, and dryer. The private owner's suite features a double vanity and walk-in closets. Houses for Sale in McKinney ISD Collin County Real Estate with Private Backyard Set on an upgraded lot with an automated sprinkler system, covered patio, and no neighbors in the back, enjoy greenbelt privacy and quick access to US-75. Resort amenities include pools, a clubhouse, 20+ miles of trails, and B.B. Owen Park. Rated McKinney ISD: Frazier Elem, Johnson Middle, McKinney North High. Seller offering a 1-0 temporary interest rate buydown with preferred lender Shane Sharp, potentially reducing the buyer's rate by 1% in year one. Buyer is not required to use preferred lender Shane Sharp, but must use Shane for the credit program.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Wired For Data
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Energy Star Acca Rsi Qualified Installation, Energy Star Qualified Equipment, Fireplaces, Humidity Control, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment, Humidity Control, Roof Turbines

Flooring

  • Carpet
  • Ceramic Tile
  • Engineered Hardwood

Appliances

  • Some Gas Appliances
  • Convection Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Microwave
  • Plumbed For Gas
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Blower Fan
  • Gas
  • Gas Log
  • Living Room
  • Metal
  • Sealed Combustion

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Gas Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Entrance
  • Private Yard

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Multi
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Kitchen Level

Pool

  • Community

Lot

  • Back Yard
  • Hardwood Trees
  • Interior Lot
  • Lawn
  • Landscaped
  • Level
  • Many Trees
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Trinity Falls Planning Unit 2 #1c

HOA

  • CCMC

Schools

  • District: McKinney ISD
  • Elementary: Ruth and Harold Frazier
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $201
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,154/mo

Principal & interest
$3,259/mo
Property taxes
$554/mo
Homeowners insurance (est.)
$210/mo
HOA dues
$131/mo
Loan amount
$405,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of James Baker Jr, MTX Realty, LLC · MLS #21358414 · 888-565-1855

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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