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Financing available

$499,900

1276 FM 3003, Graham, TX 76450

3
beds
2
baths
2,126
sqft

Est. with seller financing: $4,255/mo

  • Single-family
  • Built in 1975
  • 39,640 sq ft lot
  • $235/sqft
  • Young County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

LAKE GRAHAM WATERFRONT! This recently updated 3-bedroom, 2-bath home offers peaceful lake living on .91-acre waterfront deeded lot, all while being conveniently located close to town. The home features a spacious living area, while the dining area includes a wood-burning fireplace accented by brick and a tile hearth, creating a warm and inviting gathering space. Large windows provide beautiful views of Lake Graham and bring in an abundance of natural light. The updated kitchen features Quartz countertops, a breakfast bar island, large farmhouse sink, soft-close cabinetry, pantry, recessed lighting, smooth cooktop, microwave, dishwasher and refrigerator. Wood-look laminate flooring adds a warm, modern touch. The adjoining dining area features a large picture window overlooking the lake, shiplap accent wall and a charming barn door separating the dining area from the living room. The primary suite offers a private ensuite bath with walk-in shower, vanity and ceramic tile flooring and shower surround. Two additional bedrooms share a beautifully updated hall bathroom featuring a cast-iron tub with porcelain finish, tub-shower combination, double vanity, Quartz countertop, linen storage and wood-look ceramic tile flooring. The spacious utility room offers ceramic tile flooring, built-in cabinetry, folding counter, built-in desk and beadboard paneling, making it ideal for a laundry room, home office or hobby space. Washer and dryer convey with the sale. Window shades are featured throughout the home. Call us today to schedule a showing!!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Laminate

Appliances

  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Microwave
  • Refrigerator
  • Washer

Fireplace

  • Fireplaces: 1
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Storage

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 2
  • Attached Carport
  • Additional Parking
  • Covered
  • Door Multi
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Gravel
  • Inside Entrance
  • Kitchen Level
  • Workshop In Garage

Lot

  • Back Yard
  • Interior Lot
  • Irregular Lot
  • Lawn
  • Many Trees
  • Sloped
  • Waterfront
  • View: Water

Community

Neighborhood

  • Subdivision: Lake Graham

Schools

  • District: Graham ISD
  • Elementary: Graham
  • Middle: Graham
  • High: Graham

Financial & listing details

Listing

  • Price per sq ft: $235
  • County: Young
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,255/mo

Principal & interest
$3,620/mo
Property taxes
$402/mo
Homeowners insurance (est.)
$233/mo
Loan amount
$449,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Arena Drennan

Drennan Realty

940-549-8555

MLS #
21402880

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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