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Financing available

$449,000

825 Elm Street, Graham, TX 76450

3
beds: 2.5
baths: 3,187
sqft

Est. with seller financing: $4,345/mo

Single-family
Built in 1940
24,829 sq ft lot
$141/sqft
Young County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Location meets luxury in this stunning open-concept brick home! Beautiful carriage porch entrance - living room with fireplace and separate dining room - Sunroom with massive windows overlooking the back yard - Basement set up as a game room – Kitchen has a charming breakfast nook, pantry and abundant storage throughout – 3 spacious bedrooms offering privacy and comfort - Detached office space – perfect for remote work! Private backyard oasis with a gazebo – Carport + RV parking – Lawn sprinkler system (front and back) is hooked to City of Graham water - Water well is used to water by hose - Privacy fenced backyard

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Fireplaces, Natural Gas
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Hardwood
Vinyl

Appliances

Dishwasher
Electric Oven
Electric Range
Disposal
Refrigerator

Fireplace

Fireplaces: 1
Gas

Laundry

Dryer Hookup
Electric Dryer Hookup

Exterior & lot

Features

Rain Gutters
Rv Hookup
Storage

Construction

Style: Traditional, Detached
Stories: 1
Roof: Metal
Foundation: Pillar Post Pier, Slab
Materials: Brick

Parking

Garage spaces: 1
Circular Driveway
Covered
Carport
Detached Carport
Door Single
Driveway
Garage Faces Front
Garage
Garage Door Opener
Porte Cochere
Storage
Boat
Rv Access Parking

Lot

Back Yard
Interior Lot
Lawn
Many Trees
Sprinkler System

Community

Neighborhood

Subdivision: Original Town Graham

Schools

District: Graham ISD
Elementary: Graham
Middle: Graham
High: Graham

Financial & listing details

Listing

Price per sq ft: $141
County: Young
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,345/mo

Down payment10% ($44,900)10%20%

Check Your Financing Options

Principal & interest: $3,251/mo
Property taxes: $884/mo
Homeowners insurance (est.): $210/mo

Loan amount: $404,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Debbie Martin, Martin Real Estate · MLS #21339649 · (940) 549-5298

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.