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Financing available

$575,000

128 Chambers Creek Trail, Alvarado, TX 76009

4
beds
3
baths
2,206
sqft

Est. with seller financing: $5,185/mo

  • Single-family
  • Built in 2021
  • 94,743 sq ft lot
  • $261/sqft
  • Johnson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this exceptional custom modern farmhouse that perfectly balances contemporary elegance, functional design, and rustic charm. Boasting striking curb appeal with crisp board-and-batten siding, high-end stone accents, and dark trim, this property offers a refined turn-key living experience inside and out. Nestled on a peaceful, private dead-end street surrounded by other high-caliber homes, the property provides ultimate privacy and tranquility. The entire lot is fully enclosed with high-quality metal fencing and features a solar-powered electric entryway gate for secure, convenient access. Out back, you'll find a custom backyard fire pit ideal for evening gatherings, along with a custom-built chicken coop perfect for homesteading. Additional high-value upgrades include a dedicated on-site tornado shelter, a state-of-the-art luxury water treatment system for pristine water throughout, and a thoughtfully enclosed propane tank system that keeps utility features seamlessly out of sight. High-quality personal items are also negotiable with the sale based on buyer preference, including a private sauna. Inside, the open-concept layout is flooded with natural light, featuring warm wood accents, elevated finishes, and warm exterior illumination that transforms the residence into a stunning twilight showcase. To top it off, the seller is offering up to $5,000 in concessions toward buyer touch-ups or rate buy down, along with an attractive preferred lender credit incentive.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Wired For Sound

Heating & cooling

  • Heating: Central, Propane, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Metal

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 3
  • Garage
  • Garage Door Opener

Lot

  • Cul De Sac
  • Landscaped

Community

Neighborhood

  • Subdivision: Rutherford Spgs

Schools

  • District: Alvarado ISD
  • Elementary: Alvarado S
  • Middle: Alvarado
  • High: Alvarado

Financial & listing details

Listing

  • Price per sq ft: $261
  • County: Johnson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,185/mo

Principal & interest
$4,164/mo
Property taxes
$753/mo
Homeowners insurance (est.)
$268/mo
Loan amount
$517,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jenna Harris, Property Rights Advocacy Group · MLS #21350930 · 817-734-1019

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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