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Financing available

$265,000

1395 Portsmouth Drive, Providence Village, TX 76227

4
beds
2.5
baths
1,609
sqft

Est. with seller financing: $2,575/mo

  • Single-family
  • Built in 2004
  • 4,574 sq ft lot
  • $165/sqft
  • $82/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this charming Cape Cod-style home in the master-planned community of Providence Village! Conveniently located near shopping, dining and everyday conveniences along 380, this 4-bedroom, 2.5-bathroom home offers a comfortable layout and plenty of space to enjoy. From the moment you arrive, the welcoming front porch and well-maintained exterior showcase pride of ownership. Inside, you'll find a spacious open family room with views into the dining area, creating an inviting space for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances and updated finishes, while continuous LVP flooring throughout the main living areas provides a seamless flow. The primary bedroom is located downstairs and offers an ensuite bath with a separate shower, soaking tub and walk-in closet. A convenient half bath is also located downstairs for guests. Upstairs, you'll find three additional bedrooms sharing a full bathroom, providing plenty of room for family, guests or a home office. Step outside to the extended patio, perfect for relaxing or entertaining. Providence Village offers an array of amenities, including resort-style pools, walking trails, dedicated dog parks and peaceful catch-and-release fishing ponds. Recent updates include a kitchen refresh, exterior paint, extended patio and updated flooring in 2022, plus a water heater that is approximately one year old and the AC unit was replaced in 2025 and has a warranty . This home combines character, functionality and community amenities in a convenient location!

Facts & features

Interior

Features

  • Granite Counters
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Rear

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Providence Ph 2

HOA

  • Providence Homeowners Association, Inc.

Schools

  • District: Denton ISD
  • Elementary: Providence
  • Middle: Rodriguez
  • High: Ray Braswell

Financial & listing details

Listing

  • Price per sq ft: $165
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,575/mo

Principal & interest
$1,919/mo
Property taxes
$450/mo
Homeowners insurance (est.)
$124/mo
HOA dues
$82/mo
Loan amount
$238,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kevin Andrews, Local Pro Realty LLC · MLS #21380800 · 469-993-3121

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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