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Financing available

$256,000

1413 N Wharton Street, Sherman, TX 75092

4
beds
2
baths
1,849
sqft

Est. with seller financing: $2,531/mo

  • Single-family
  • Built in 1955
  • 10,934 sq ft lot
  • $138/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

1413 Wharton St in Sherman Texas is ready to welcome its next owner or tenant. The home features a 4-bedroom, 2-bathroom layout with 1,849 square feet of comfortable living space in Sherman’s Ridglea Addition. Thoughtfully updated by a previous owner and exceptionally maintained by the current owner, this home reflects pride of ownership throughout. Inside, you’ll find a blend of hardwood flooring, carpet, and luxury vinyl plank flooring that complements the home’s warm and welcoming feel. The updated kitchen features granite countertops and provides an attractive space for everyday living. Updated bathrooms add modern appeal, while recently replaced windows and a recent HVAC system contribute to comfort and efficiency. The spacious primary bedroom offers ample space for a sitting area and the added comfort of a fireplace. Outside, enjoy established landscaping, mature front yard trees, a covered front porch, and a patio overlooking the large backyard. Alley access provides added convenience, while the recent roof replacement offers additional peace of mind. Conveniently located near Fairview Park with walking trails, a playground, a community pool, the Sherman Shadowcats ball field, and elementary schools, this property offers easy access to everyday recreation and local amenities. If you’re looking for a well-maintained home with tasteful updates, generous outdoor space, and a convenient Sherman location, then this is the home for you.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank
  • Wood

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Bedroom

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Brick

Parking

  • Garage spaces: 1
  • Garage Faces Front

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Ridglea Add

Schools

  • District: Sherman ISD
  • Elementary: Fairview
  • Middle: Piner
  • High: Sherman

Financial & listing details

Listing

  • Price per sq ft: $138
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,531/mo

Principal & interest
$1,854/mo
Property taxes
$558/mo
Homeowners insurance (est.)
$119/mo
Loan amount
$230,400
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Sherry Smith, Ebby Halliday Realtors · MLS #21320068 · 903-893-5921

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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