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Financing available

$649,900

1421 Scarboro Hills Lane, Rockwall, TX 75087

5
beds
3
baths
3,872
sqft

Est. with seller financing: $5,826/mo

  • Single-family
  • Built in 2003
  • 9,060 sq ft lot
  • $168/sqft
  • $67/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this stunning 3,900 sq ft home in Rockwall, offering 5 bedrooms, 3 full baths, and a 3-car garage—perfectly designed for both everyday living and entertaining. The thoughtfully designed floor plan features a private primary suite downstairs complete with an en suite bath, along with a secondary bedroom, dedicated office, and a full guest bathroom—providing flexibility for visitors or multigenerational living. Downstairs you will also find a beautifully designed formal dining room featuring a full wine rack and built-in bookshelves, creating a unique space that can easily be transformed into a cozy reading nook or private library. Upstairs, you’ll find the ultimate entertainment space with a spacious game room, media room, three additional bedrooms, and a full bathroom—ideal for movie nights, play space, or hosting family and friends. Step outside to your own backyard oasis featuring a sparkling pool, relaxing hot tub, and low-maintenance turf—perfect for enjoying Texas summers year-round without the upkeep. Conveniently located near shopping, dining, and top-rated schools, this home offers the perfect combination of space, comfort, and lifestyle. Residents can enjoy an array of community amenities, including a clubhouse, pool, fitness center, parks, playgrounds, tennis courts, walking paths and a golf course. Located within The Shores community, offering a desirable lakeside lifestyle with convenient recreational amenities.

Facts & features

Interior

Features

  • High Speed Internet
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric, Gas, Zoned

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Door Multi
  • Driveway
  • Garage
  • Garage Door Opener
  • Oversized
  • Garage Faces Rear

Pool

  • Heated
  • In Ground
  • Pool

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Shores North Ph 4a

HOA

  • Guardian Association Management

Schools

  • District: Rockwall ISD
  • Elementary: Nebbie Williams
  • Middle: JW Williams
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $168
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,826/mo

Principal & interest
$4,706/mo
Property taxes
$750/mo
Homeowners insurance (est.)
$303/mo
HOA dues
$67/mo
Loan amount
$584,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Cassie Black, Regal, REALTORS · MLS #21240644 · 972-771-6970

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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