HFPHome Finance
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Financing available

$280,000

151 Hilltop Lane, Emory, TX 75440

4
beds
3
baths
2,906
sqft

Est. with seller financing: $2,538/mo

  • Single-family
  • Built in 2020
  • 34,456 sq ft lot
  • $96/sqft
  • Rains County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming 2020 manufactured farmhouse-style home on nearly an acre, complete with a 20x25 shop and a cozy outdoor fire pit area—perfect for enjoying quiet country evenings. This open-concept 4-bedroom, 3-bath home features a split-bedroom layout and is loaded with modern finishes and amenities throughout. The kitchen is truly the heart of the home—huge in size and designed to impress—with an abundance of cabinet and countertop space, decorative lighting, a large island, and a classic farmhouse sink, making it ideal for entertaining or everyday living. The spacious primary suite offers a private retreat with an ensuite bath featuring a double vanity, soaking tub, tile shower, and walk-in closet. A secondary bedroom is generously sized and could easily serve as a second master, complete with access to a shared ensuite bath. Conveniently located just minutes from town while still offering the peace and quiet of country living. ??? Fiber internet is available, and the home is set on durable concrete runners. Come on home—this one truly is a beautiful place!! 1% Lender credit if you use our preferred Lender. Ask for details.

Facts & features

Interior

Features

  • Built In Features
  • Double Vanity
  • High Speed Internet
  • Kitchen Island
  • Multiple Master Suites
  • Open Floorplan
  • Pantry
  • Walk In Closets
  • Wired For Sound

Appliances

  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Concrete Perimeter

Parking

  • Workshop In Garage

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: None

Schools

  • District: Rains ISD
  • Elementary: Rains
  • Middle: Rains
  • High: Rains

Financial & listing details

Listing

  • Price per sq ft: $96
  • County: Rains
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,538/mo

Principal & interest
$2,028/mo
Property taxes
$379/mo
Homeowners insurance (est.)
$131/mo
Loan amount
$252,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Genevieve Golden, Golden Realty Group LLC · MLS #21231125 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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