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Financing available

$299,000

228 Mill Street, Emory, TX 75440

3
beds
2
baths
1,363
sqft

Est. with seller financing: $2,736/mo

  • Single-family
  • Built in 2021
  • 15,682 sq ft lot
  • $219/sqft
  • Rains County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Home should make life feel a little easier. This one really does. Built in 2021 and tucked away on a quiet cul de sac, this three bedroom, two bath brick home offers privacy without giving up convenience. You’re less than two minutes from the grocery store, part of highly regarded Rains ISD, about 10 minutes from Lake Fork, 15 minutes from Lake Tawakoni, 20 minutes to Sulphur Springs, 25 minutes to Canton, and around 30 minutes to Greenville. Inside, open living and kitchen area creates a space that feels connected whether you’re cooking dinner, catching up with family, or spending time with friends. Stained wood cabinetry, crown molding, a spacious pantry area, durable vinyl plank flooring throughout the main living areas and bedrooms are comfortably finished with carpet. Attached two car garage. Step out to the covered grilling porch and enjoy a backyard that’s fully fenced with black chain link fencing. Chinese pistachio, pine, and autumn maple trees have already been planted, giving you something beautiful to look forward to as the landscape continues to mature. Built with efficiency in mind, featuring spray foam insulation to help keep utility bills manageable, fiber internet available in the neighborhood, gutters already installed, and a brand new roof completed in July. It’s the kind of home that’s easy to settle into from the very first day. Comfortable, practical, and in a location that keeps everyday life simple while still putting East Texas favorites just a short drive away.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Open Floorplan

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Laminate

Appliances

  • Dishwasher
  • Electric Oven

Laundry

  • Dryer Hookup
  • Electric Dryer Hookup
  • In Hall

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Concrete

Lot

  • Cul De Sac

Community

Neighborhood

  • Subdivision: MEADOWS

Schools

  • District: Rains ISD
  • Elementary: Rains
  • Middle: Rains
  • High: Rains

Financial & listing details

Listing

  • Price per sq ft: $219
  • County: Rains
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,736/mo

Principal & interest
$2,165/mo
Property taxes
$431/mo
Homeowners insurance (est.)
$140/mo
Loan amount
$269,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Tracey Pitre

Lone Star Realty - Lake Fork

903-473-1776

MLS #
21344500

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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