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Financing available

$299,900

16030 Saint Paul Drive, Caney City, TX 75148

3
beds
2
baths
2,384
sqft

Est. with seller financing: $2,463/mo

  • Single-family
  • Built in 1982
  • 9,453 sq ft lot
  • $126/sqft
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

NOW UNDER $300K + 100% USDA $0-DOWN ELIGIBLE! Exceptional value near Cedar Creek Lake with 2,384 sq ft, 3 bedrooms, 2 baths and multiple flexible living spaces. Extensively renovated with major 2024 improvements including the roof, HVAC, windows, doors, flooring, kitchen, baths and water well—many of the big-ticket updates have already been completed. The beautifully updated kitchen is the heart of the home, featuring a large island with seating, farmhouse sink, modern finishes, abundant cabinetry and an open flow to the dining and main living areas. A striking fireplace feature wall anchors the main living room and adds a stylish focal point. Upstairs, the home offers two distinct flexible living spaces—a spacious bonus room at the top of the stairs plus a separate game room—providing excellent options for a media room, home office, playroom, lounge or additional gathering space. The private upstairs primary suite is tucked away nearby and positioned to take advantage of the elevated seasonal lake views, creating a peaceful retreat with separation from the main living areas below. Generous windows throughout the home bring in natural light and showcase the peaceful surroundings. Outside, enjoy a spacious lot with room for outdoor entertaining, recreation, boat or RV parking, and more. With an acceptable offer, the additional lot directly behind the home may also convey, creating an even larger property footprint and added flexibility for outdoor use or future plans. Whether you are searching for a full-time residence, weekend lake-area retreat or simply more room to spread out, this property offers an impressive combination of space, updates, location and value—all under $300K. Come see how much space, flexibility and value this property offers just minutes from Cedar Creek Lake.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Kitchen Island
  • Pantry
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal

Fireplace

  • Fireplaces: 1
  • Masonry

Exterior & lot

Features

  • Lighting
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional
  • Stories: 2
  • Roof: Composition
  • Foundation: Combination
  • Materials: Brick

Parking

  • Attached Carport
  • Covered
  • Carport
  • Driveway

Lot

  • Acreage
  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • View: Water

Community

Neighborhood

  • Subdivision: Deep Water Bay Sub

Schools

  • District: Malakoff ISD
  • Elementary: Malakoff
  • Middle: Malakoff
  • High: Malakoff

Financial & listing details

Listing

  • Price per sq ft: $126
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,463/mo

Principal & interest
$2,172/mo
Property taxes
$151/mo
Homeowners insurance (est.)
$140/mo
Loan amount
$269,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Angela Crescini, VillaVue Realty · MLS #21267586 · 214-614-2277

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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