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Financing available

$419,000

4120 Benjamin Drive, Caney City, TX 75148

4
beds
3.5
baths
2,040
sqft

Est. with seller financing: $3,717/mo

  • Single-family
  • Built in 2025
  • 71,874 sq ft lot
  • $205/sqft
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Modern country living meets thoughtful design just minutes from Cedar Creek Lake! Completed in 2025, this custom-built 4-bedroom, 3.5-bath home sits on 1.65 acres and offers the space, style, and flexibility to enjoy life inside and out. Step inside from the welcoming covered front porch to soaring ceilings, beautiful wood accents, designer finishes, and an open-concept layout filled with character. The spacious kitchen flows seamlessly into the living and dining areas, creating an inviting setting for everyday living and entertaining. A dedicated home office provides a private space for working or studying, while the upstairs loft offers additional flexibility for a game room, media room, or second living area. The primary suite provides a relaxing retreat with a spa-inspired bath featuring a freestanding soaking tub, walk-in shower, and elegant finishes. Three additional bedrooms and 2.5 baths offer plenty of room for family and guests. Outside, enjoy 1.65 acres with room to entertain, create your own outdoor oasis, or simply enjoy the peaceful surroundings. With no HOA, a private well and septic system, and Cedar Creek Lake just minutes away, this property offers a wonderful combination of modern comfort and country living. Seller is offering up to $10,000 in concessions with an acceptable offer!

Facts & features

Interior

Features

  • Kitchen Island

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Hardwood

Appliances

  • Dishwasher

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Metal
  • Foundation: Slab

Parking

  • Attached Carport
  • Concrete

Lot

  • Acreage
  • View: Water

Community

Neighborhood

  • Subdivision: Deepwater Bay Estates Sub

Schools

  • District: Malakoff ISD
  • Elementary: Malakoff
  • Middle: Malakoff
  • High: Malakoff

Financial & listing details

Listing

  • Price per sq ft: $205
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,717/mo

Principal & interest
$3,034/mo
Property taxes
$487/mo
Homeowners insurance (est.)
$196/mo
Loan amount
$377,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Leslie Herrera, eXp Realty LLC · MLS #21338572 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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