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Financing available

$424,990

1605 Cross Point Road, McKinney, TX 75072

4
beds
2
baths
2,231
sqft

Est. with seller financing: $4,027/mo

  • Single-family
  • Built in 1995
  • 6,970 sq ft lot
  • $190/sqft
  • $88/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

It is true! I need a little cosmetic update. But my bones are GREAT!!! Please don't be afraid! My neighborhood is fantastic. My back patio is amazing. My layout is perfect. I promise you will be able to make me the home you are looking for. Not to mention, you will have instant equity!! I am priced below market value...because I need some love. My sellers are MOTIVATED to making your dreams come true!! Let's make this your forever home!! This beauty also comes with extras - fantastic fridge, high-end outdoor furniture, and washer & dryer. This charming 4-bedroom, 2-bath single-story in Stonebridge Ranch with great bones, abundant natural light, and room to make it your own is move-in ready!!!! A classic brick-and-stone exterior, manicured lawn, and shade trees create inviting curb appeal. Inside, soaring ceilings, crown molding, and expansive windows set a bright, open tone across the formal living and dining areas. The large family room centers on a statement fireplace flanked by picture windows overlooking the backyard. An open pass-through connects to the spacious kitchen with generous cabinet storage, a long prep counter, and a sunny breakfast nook wrapped in windows. The private primary suite is oversized and bright, with an en-suite bath featuring dual sinks, soaking tub, separate shower, and excellent storage. Three additional bedrooms provide flexible space for guests, office, or hobbies, and the second full bath serves them comfortably. Out back, enjoy a wide covered pergola patio perfect for grilling, dining, and relaxing, plus a lush, fully fenced yard with room to play or garden. Move in now and update at your pace—fresh finishes and modern touches will make this home truly amazing. With its thoughtful layout, natural light, and standout outdoor living, this is the ideal canvas for your vision.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Range
  • Disposal

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas
  • Gas Log
  • Masonry
  • Wood Burning

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped

Community

Neighborhood

  • Subdivision: Spring Hill Ph I

HOA

  • Stonebridge Ranch

Schools

  • District: McKinney ISD
  • Elementary: Wolford
  • Middle: Evans
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $190
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,027/mo

Principal & interest
$3,078/mo
Property taxes
$663/mo
Homeowners insurance (est.)
$198/mo
HOA dues
$88/mo
Loan amount
$382,491
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Tammy Reiter

Compass RE Texas, LLC.

214-814-8100

MLS #
21323835

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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