HFPHome Finance
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Financing available

$425,000

5412 Centeridge Lane, McKinney, TX 75071

4
beds
2
baths
1,970
sqft

Est. with seller financing: $3,334/mo

  • Single-family
  • Built in 2005
  • 6,098 sq ft lot
  • $216/sqft
  • $58/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

In the heart of Robinson Ridge, this beautifully maintained 4-bedroom, 2-bathroom home offers the perfect blend of open-concept living and thoughtful separation, creating a layout that is both functional and comfortable for everyday life. Fresh paint and a new HVAC system add peace of mind, while beautiful curb appeal and well-maintained landscaping make a great first impression. Inside, the spacious living room opens seamlessly to the kitchen and features a cozy gas fireplace, creating an inviting space for relaxing or entertaining. The kitchen is designed for both everyday living and gathering, offering granite countertops, abundant cabinetry, and plenty of workspace. A large dining room provides additional space for hosting family and friends, while the dedicated office with French doors offers the flexibility needed for working from home, studying, or creating a private workspace. The home's thoughtful floor plan includes a private primary suite complete with an ensuite bathroom, while the additional bedrooms provide flexibility for family, guests, hobbies, or other needs. A full secondary bathroom and dedicated laundry room add to the home's practical and efficient layout. Step outside to enjoy a nicely sized backyard featuring a covered pergola which is perfect for outdoor dining, relaxing, or entertaining. Situated on a quiet street and interior lot, the property also includes a 2-car garage and a peaceful residential setting. Located within highly regarded Prosper ISD, Robinson Ridge is known for its welcoming atmosphere and convenient amenities, including neighborhood parks and a community pool. Enjoy easy access to shopping, dining, and major commuting routes along US-380 while still benefiting from the relaxed feel of an established neighborhood. This McKinney home offers a combination of location, functional living space, thoughtful updates, and long-term livability that makes it easy to imagine calling it home.

Facts & features

Interior

Features

  • High Speed Internet
  • Kitchen Island
  • Open Floorplan

Heating & cooling

  • Heating: Central, Fireplaces, Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Engineered Hardwood
  • Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Gas Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Log
  • Gas Starter
  • Living Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front
  • Garage

Pool

  • Community

Lot

  • Interior Lot
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: ROBINSON RIDGE PHASE 1

HOA

  • Spectrum Association Management

Schools

  • District: Prosper ISD
  • Elementary: John A Baker
  • Middle: Jones
  • High: Rock Hill

Financial & listing details

Listing

  • Price per sq ft: $216
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,334/mo

Principal & interest
$3,078/mo
Property taxes
Not available
Homeowners insurance (est.)
$198/mo
HOA dues
$58/mo
Loan amount
$382,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Shayla Eadler

Ten Twenty Realty LLC

903-452-2009

MLS #
21363233

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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