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Financing available

$765,000

186 Las Colinas Trail, Cross Roads, TX 76227

4
beds
3.5
baths
3,457
sqft

Est. with seller financing: $6,860/mo

  • Single-family
  • Built in 2014
  • 43,647 sq ft lot
  • $221/sqft
  • $117/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 186 Las Colinas in the highly sought-after gated community of The Villages at Cross Roads — a stunning single-story First Texas home perfectly situated on a sprawling 1.02-acre lot backing to a peaceful park area with beautiful water views from the primary suite and enclosed back patio. Designed with both luxury and functionality in mind, this thoughtfully crafted multigenerational floor plan offers a private secondary suite, split-bedroom layout, dedicated home office, formal dining room, and multiple living spaces ideal for entertaining or everyday living. The oversized primary retreat is a true sanctuary featuring a cozy fireplace, freestanding round soaking tub, dual closets with custom built-ins, and direct access to the patio. Inside, you’ll find engineered hardwood flooring throughout with no carpet, custom closets and pantry upgrades, decorative lighting, custom paint accents, and double convection ovens in the beautifully appointed kitchen. Additional highlights include two wood-burning fireplaces with gas starters, a gas tankless water heater, ceiling fan wiring throughout the home, and an enclosed back patio perfect for year-round enjoyment. Car enthusiasts and hobbyists will appreciate the oversized tandem garage setup with 220V electric vehicle charging capability and ample storage space. Enjoy the serenity of estate-style living with room to build a pool, all while being conveniently located just minutes from Lake Lewisville, Ray Roberts Lake State Park, and easy access to I-35 for commuting, shopping, and dining.

Facts & features

Interior

Features

  • Eat In Kitchen
  • In Law Floorplan
  • Kitchen Island
  • Multiple Master Suites
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Engineered Hardwood

Appliances

  • Built In Gas Range
  • Convection Oven
  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Tankless Water Heater

Fireplace

  • Fireplaces: 2
  • Bedroom
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Additional Parking
  • Garage
  • Garage Door Opener
  • Tandem

Lot

  • Back Yard
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • View: Park Greenbelt, Water

Community

Neighborhood

  • Subdivision: Villages At Cross Roads

HOA

  • Villages of Crossroads

Schools

  • District: Denton ISD
  • Elementary: Providence
  • Middle: Rodriguez
  • High: Ray Braswell

Financial & listing details

Listing

  • Price per sq ft: $221
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,860/mo

Principal & interest
$5,540/mo
Property taxes
$846/mo
Homeowners insurance (est.)
$357/mo
HOA dues
$117/mo
Loan amount
$688,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Chrissy Mallouf, Real Broker, LLC · MLS #21281810 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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