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Financing available

$350,000

8713 Wagon Trail, Cross Roads, TX 76227

3
beds
2
baths
1,901
sqft

Est. with seller financing: $3,219/mo

  • Single-family
  • Built in 2005
  • 5,619 sq ft lot
  • $184/sqft
  • $42/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Big updates, a private office, and resort-style fun—this Cross Oak Ranch home has it all! This single-story home offers 1,901 square feet, 3 bedrooms, 2 full baths, and a 2-car garage. Step inside to a bright, open floor plan with vaulted ceilings and updated wood-look flooring. The large living room features vaulted ceilings, a cozy fireplace, and plenty of natural light. A private office gives you a quiet place to work, study, or create. The formal dining room can also be used as a playroom or second living area. The updated kitchen is made to stand out. It offers a large quartz island, white shaker-style cabinets, stainless steel appliances, a tile backsplash, and recessed lighting. The primary suite has a vaulted ceiling, a large walk-in closet, and a private bath with two sinks, a soaking tub, and a separate shower. Many of the big updates are already complete. The home features a 4-ton Lennox heat-pump HVAC system, updated paint, flooring, fixtures, baseboards, bathrooms, and more. The roof was installed in 2021. A separate laundry room offers built-in shelving and extra storage. Outside, the large, fully fenced backyard offers plenty of open space for pets, play, gardening, or future outdoor improvements. Cross Oak Ranch offers two community pools, including a resort-style pool with lap lanes, a beach-style entry, shaded seating, and a splash pad. The community also features playgrounds, parks, walking trails, ponds, green spaces, and a clubhouse. Qualified buyers who finance through the preferred lender may receive a $3,000 lender credit, subject to lender approval. Schedule your showing and come see all this home and community have to offer!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Level
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Cross Oak Ranch Ph 2 Tr 6

HOA

  • Cross Oak Ranch HOA

Schools

  • District: Denton ISD
  • Elementary: Cross Oaks
  • Middle: Rodriguez
  • High: Ray Braswell

Financial & listing details

Listing

  • Price per sq ft: $184
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,219/mo

Principal & interest
$2,535/mo
Property taxes
$479/mo
Homeowners insurance (est.)
$163/mo
HOA dues
$42/mo
Loan amount
$315,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jordan Karnes

Brix Realty

469-775-9977

MLS #
21385368

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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