1 / 18

Financing available

$314,000

9205 Wayne Street, Cross Roads, TX 76227

4
beds: 2
baths: 1,578
sqft

Est. with seller financing: $2,955/mo

Single-family
Built in 2014
4,008 sq ft lot
$199/sqft
$46/mo HOA
Denton County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Move-in ready single-story home in Cross Oak Ranch with 4 bedrooms, 2 baths and a split-bedroom floor plan with private primary suite. Fresh neutral interior paint, crown molding, wood-look flooring and ceiling fans in every room. Living room features a wood-burning fireplace with screen and tools included. Kitchen offers granite counters, island and breakfast bar, stainless appliances, cabinet lighting and pendant lights. Primary bath has dual sinks, garden tub, separate shower and walk-in closet. Garage includes built-in cabinetry, shelving, stained floor and LED lighting. Enjoy a covered back patio with fan, included gazebo, updated landscaping and low-maintenance rock area. Walk to the main community pool, fitness center, playground and two parks. Cross Oak Ranch offers two pools plus a scenic lake with walking trail and fishing. Shopping and dining nearby. Refrigerator, washer, and dryer negotiable. Available immediately for a quick close.

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
Double Vanity
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Wired For Data
Walk In Closets

Heating & cooling

Heating: Central, Electric, Fireplaces, Heat Pump
Cooling: Central Air, Ceiling Fans, Electric, Heat Pump

Flooring

Carpet
Ceramic Tile
Laminate
Painted Stained

Appliances

Convection Oven
Dishwasher
Electric Cooktop
Electric Oven
Electric Range
Disposal

Fireplace

Fireplaces: 1
Living Room
Metal
Wood Burning

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Lighting
Private Yard
Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick, Fiber Cement, Rock, Stone

Parking

Garage spaces: 2
Alley Access
Concrete
Door Multi
Direct Access
Driveway
Epoxy Flooring
Enclosed
Garage
Garage Door Opener
Kitchen Level
On Site
Private
Garage Faces Rear

Pool

Community

Lot

Interior Lot
Landscaped
Many Trees
Subdivision
Sprinkler System

Community

Neighborhood

Subdivision: Cross Oak Ranch Ph 2 Tr

HOA

Spectrum Association Mgmt

Schools

District: Denton ISD
Elementary: Cross Oaks
Middle: Rodriguez
High: Ray Braswell

Financial & listing details

Listing

Price per sq ft: $199
County: Denton
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,955/mo

Down payment10% ($31,400)10%20%

See If You Qualify

Principal & interest: $2,274/mo
Property taxes: $488/mo
Homeowners insurance (est.): $147/mo
HOA dues: $46/mo

Loan amount: $282,600
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

John Prell

Creekview Realty

214-696-4663

MLS #: 21400512

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify