1 / 16

Financing available

$167,000

2012 N 39th Street, Waco, TX 76707

3
beds: 2
baths: 1,324
sqft

Est. with seller financing: $1,587/mo

Single-family
Built in 1951
6,360 sq ft lot
$126/sqft
McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Charming 3-bedroom, 2-bath home with an office and more than 1,300 square feet of comfortable living space. Recently updated with fresh interior and exterior paint, new windows, and new flooring, this home offers a clean, move-in-ready feel throughout. The flexible office space is perfect for working from home, a playroom, or a hobby room. Conveniently located near main roads, Waco High School, and nearby churches, this property offers both comfort and accessibility. Schedule a showing and see why this one checks off all your boxes.

Facts & features

Interior

Features

Built In Features

Heating & cooling

Heating: Central
Cooling: Central Air

Flooring

Vinyl

Appliances

Gas Range
Refrigerator
Vented Exhaust Fan

Laundry

Washer Hookup
Dryer Hookup

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Composition

Parking

Garage spaces: 1
Garage

Lot

Level

Community

Neighborhood

Subdivision: Bellaire

Schools

District: Waco ISD
Elementary: Dean Highland
Middle: Tennyson
High: Waco

Financial & listing details

Listing

Price per sq ft: $126
County: McLennan
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,587/mo

Down payment10% ($16,700)10%20%

Check Your Financing Options

Principal & interest: $1,209/mo
Property taxes: $300/mo
Homeowners insurance (est.): $78/mo

Loan amount: $150,300
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Ben Magana, Bridge Realty · MLS #21248024 · 254-300-5017

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.