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Financing available

$498,000

209 Cyndilu Lane, Decatur, TX 76234

3
beds
2.5
baths
2,308
sqft

Est. with seller financing: $4,548/mo

  • Single-family
  • Built in 2006
  • 16,988 sq ft lot
  • $216/sqft
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This three bedroom two and a half bath with an office and two dining areas is a spacious and inviting custom home on a large, beautifully wooded lot in a charming neighborhood near the historic downtown square in Decatur, TX. Abundant windows fill the home with natural light, while the open-concept design creates an easy flow between the living room, kitchen and dining areas. The home features generously sized rooms, a large breakfast area, formal dining room and a private office with elegant French doors. A desirable split-bedroom floor plan provides added privacy, and the impressive primary suite is roomy with beautiful ceiling details and many windows looking to the treed back yard. Outside, enjoy the peaceful setting beneath mature trees with both a large flagstone covered patio plus a large flagstone open patio in middle of yard that is perfect for relaxing or entertaining. The privacy fence and electric gate entrance to back yard add both appeal and convenience. A standout feature is the detached oversized third-car garage, complete with so many custom cabinets and very nice work countertops. This versatile space would make an excellent workshop, man cave, hobby room or additional storage area plus even more attic space. This detached garage offers the potential for conversion into a private guest house or a mother-in-law suite. Conveniently located near shopping, dining, major highways and walking distance to Decatur’s historic downtown square, this wonderful property combines comfortable living, a spacious lot and exceptional versatility—all in one desirable package in a beautiful small neighborhood.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave
  • Refrigerator
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Blower Fan
  • Electric
  • Family Room
  • Stone
  • Insert

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Entrance
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Additional Parking
  • Concrete
  • Driveway
  • Epoxy Flooring
  • Electric Gate
  • Garage
  • Garage Door Opener
  • Gated
  • Garage Faces Side
  • Workshop In Garage
  • Boat
  • Rv Access Parking

Lot

  • Back Yard
  • Interior Lot
  • Irregular Lot
  • Lawn
  • Landscaped
  • Many Trees
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Kings Terrace Estates

Schools

  • District: Decatur ISD
  • Elementary: Rann
  • Middle: Decatur
  • High: Decatur

Financial & listing details

Listing

  • Price per sq ft: $216
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,548/mo

Principal & interest
$3,606/mo
Property taxes
$710/mo
Homeowners insurance (est.)
$232/mo
Loan amount
$448,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Tammy Pierce

Realty Texas

(817) 903-1044

MLS #
21363271

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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