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Financing available

$499,900

778 County Road 3141, Decatur, TX 76234

4
beds
2.5
baths
2,560
sqft

Est. with seller financing: $4,407/mo

  • Single-family
  • Built in 1993
  • 130,680 sq ft lot
  • $195/sqft
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to your own private retreat outside the city limits, where peaceful country living meets modern comfort on 3 beautiful acres. This spacious single-story home offers 4 bedrooms, 2.5 bathrooms, and a thoughtfully designed layout perfect for both everyday living and entertaining. As you step inside, you’re greeted by a large open living room with plenty of natural light and ample space for gathering with family and friends. The functional floor plan flows seamlessly into the kitchen and dining areas, creating a warm and inviting atmosphere throughout the home. The oversized primary suite offers comfort and privacy, while the additional bedrooms provide flexibility for family, guests, or a home office setup. Step outside and enjoy your own backyard oasis featuring a sparkling pool, ideal for cooling off during Texas summers or hosting outdoor gatherings. The expansive 3-acre property provides endless possibilities for animals, recreational vehicles, gardening, or simply enjoying wide-open space and privacy. A standout feature of the property is the large metal shop, perfect for storage, hobbies, business equipment, workshop space, or additional parking for vehicles and toys. With no city limits, you’ll appreciate the added freedom, lower restrictions, and peaceful surroundings while still maintaining convenient access to nearby shopping, dining, and schools. This property truly offers the perfect blend of country charm, functionality, and room to grow.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Open Floorplan
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Decorative

Laundry

  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Covered
  • Garage
  • Kitchen Level
  • Garage Faces Side

Pool

  • In Ground
  • Pool

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Level
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: A-298 C FRAZIER 3.0000 ACRES

Schools

  • District: Decatur ISD
  • Elementary: Rann
  • Middle: Decatur
  • High: Decatur

Financial & listing details

Listing

  • Price per sq ft: $195
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,407/mo

Principal & interest
$3,620/mo
Property taxes
$554/mo
Homeowners insurance (est.)
$233/mo
Loan amount
$449,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jared Smith, Keller Williams Frisco Stars · MLS #21273560 · 972-712-9898

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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