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Financing available

$239,900

2141 Palestine Oak Drive, Royse City, TX 75189

3
beds
2
baths
1,607
sqft

Est. with seller financing: $2,460/mo

  • Single-family
  • Built in 2020
  • 6,403 sq ft lot
  • $149/sqft
  • $43/mo HOA
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

$10,000 DISCOUNT!! Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Verandah community of Royse City, built in 2020 and designed for modern living. The open-concept layout is filled with natural light and anchored by a spacious kitchen featuring a large center island, ample counter space, and seamless flow into the living area—perfect for entertaining and everyday living. The private primary suite offers an en-suite bath and generous closet space, while the secondary bedrooms provide flexibility for guests, a home office, or growing needs. A huge backyard sets this home apart, offering rare outdoor space ideal for relaxing, pets, or future upgrades. Residents enjoy community amenities including walking trails, parks, playgrounds, and a resort-style pool. Conveniently located just minutes from I-30, with shopping, dining, and entertainment nearby, including Buc-ee’s, local restaurants, and The Harbor in Rockwall—offering lakefront dining, retail, and nightlife options—this home delivers comfort, convenience, and long-term value.

Facts & features

Interior

Features

  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Appliances

  • Dishwasher
  • Disposal

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front
  • Garage

Community

Neighborhood

  • Subdivision: Verandah Ph 3b1

HOA

  • Essex

Schools

  • District: Royse City ISD
  • Elementary: Davis
  • Middle: Royse City
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $149
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,460/mo

Principal & interest
$1,737/mo
Property taxes
$568/mo
Homeowners insurance (est.)
$112/mo
HOA dues
$43/mo
Loan amount
$215,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Gabriel Torne Meza, eXp Realty · MLS #21154148 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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