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Financing available

$647,999

231 Cotopaxi Drive, Pecan Hill, TX 75154

4
beds
3
baths
3,382
sqft

Est. with seller financing: $5,045/mo

  • Single-family
  • Built in 2026
  • 43,560 sq ft lot
  • $192/sqft
  • $50/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MLS# 21218055 - Built by Risewell Homes - Ready Now! ~ This expansive single-story home in Red Oak showcases a refined layout centered around a grand family room featuring a striking linear fireplace and seamless access to a covered patio, ideal for outdoor dining, lounging, or entertaining. The gourmet kitchen includes a large island, butler’s pantry, and walk-in pantry, flowing naturally into the dining room and a bright nook overlooking the backyard. The private primary suite is thoughtfully positioned away from the secondary bedrooms and features a luxurious bath with a spacious walk-in closet. Three additional bedrooms, each with its own walk-in closet, are supported by two well-appointed baths along a separate hallway, while a dedicated study offers an excellent workspace for remote work or quiet focus. A flex room provides even more versatility for media, hobbies, or play. With a roomy two-car garage, a well-located utility room, and abundant storage throughout, this home blends comfort, elegance, and everyday functionality in a beautifully cohesive design.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Energy Star Qualified Equipment, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Electric
  • Family Room

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Board And Batten Siding, Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Community

Neighborhood

  • Subdivision: Pecan Acres

HOA

  • Legacy Southwest Property Management

Schools

  • District: Red Oak ISD
  • Elementary: Wooden
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $192
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,045/mo

Principal & interest
$4,693/mo
Property taxes
Not available
Homeowners insurance (est.)
$302/mo
HOA dues
$50/mo
Loan amount
$583,199
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Ben Caballero, HomesUSA.com · MLS #21218055 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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