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Financing available

$649,000

1090 Bells Chapel Road, Pecan Hill, TX 75165

4
beds
2.5
baths
2,718
sqft

Est. with seller financing: $5,454/mo

  • Single-family
  • Built in 1984
  • 174,240 sq ft lot
  • $239/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

A property with genuine character, quality craftsmanship, acreage and a creek is a rare find. This is your chance to own a custom home on 4 acres in Pecan Hill, just minutes from Waxahachie and Red Oak. This property features a peaceful year round rock bottom Red Oak Creek along the rear of the property and even has it's own private nature trail along the perimeter. There are mature trees on the property such as 2 Pecan producing trees, Elm, Bur Oak and Crepe Myrtles. The 16x27 loft barn has its own electric meter and has endless possibilities. Located in the Red Oak School District. The front yard with its mature trees feels like you have just walked into a private park and a great place to hold family gatherings. Come experience the charm and serenity of this special property for yourself.

Facts & features

Interior

Features

  • Cable Tv
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Water Heater
  • Disposal
  • Gas Oven
  • Microwave
  • Trash Compactor

Fireplace

  • Fireplaces: 1
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Covered
  • Carport
  • Door Multi
  • Driveway
  • Garage

Lot

  • Acreage
  • Back Yard
  • Interior Lot
  • Lawn
  • Many Trees

Community

Neighborhood

  • Subdivision: Bell Chapel Estate

Schools

  • District: Red Oak ISD
  • Elementary: Wooden
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $239
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,454/mo

Principal & interest
$4,700/mo
Property taxes
$451/mo
Homeowners insurance (est.)
$303/mo
Loan amount
$584,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Christine Odom, Fathom Realty LLC · MLS #21362727 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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