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Financing available

$657,999

201 Cotopaxi Drive, Pecan Hill, TX 75154

4
beds
3
baths
3,155
sqft

Est. with seller financing: $6,356/mo

  • Single-family
  • Built in 2026
  • 43,560 sq ft lot
  • $209/sqft
  • $50/mo HOA
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MLS# 21314381 - Built by Risewell Homes - Ready Now! ~ This thoughtfully crafted single-story home in Red Oak features an inviting, open layout centered around a spacious family room enhanced by a sleek electric fireplace and direct access to a covered patio, ideal for year-round outdoor living. The gourmet kitchen offers an expansive island, abundant cabinetry, and a walk-in pantry, flowing naturally into a bright nook for casual dining. A private primary suite sits quietly on its own side of the home, complete with a luxurious bath and a generous walk-in closet, while three additional bedrooms, each with its own walk-in closet, share convenient access to two well-appointed full baths. A versatile flex room provides space for hobbies, media, or play, and a dedicated study near the entry is perfect for remote work. With a well-designed utility room and a roomy three-car garage, this home blends comfort, function, and modern style to create a welcoming and highly livable layout.

Listing courtesy of Ben Caballero, HomesUSA.com · MLS #21314381 · 888-872-6006

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Energy Star Qualified Equipment, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Electric
  • Family Room

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Board And Batten Siding, Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Garage
  • Garage Door Opener
  • Garage Faces Side
  • Side By Side

Community

Neighborhood

  • Subdivision: Pecan Acres

HOA

  • Legacy Southwest Property Management

Schools

  • District: Red Oak ISD
  • Elementary: Wooden
  • Middle: Red Oak
  • High: Red Oak

Financial & listing details

Listing

  • Price per sq ft: $209
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,356/mo

Principal & interest
$4,765/mo
Property taxes (est.)
$1,234/mo
Homeowners insurance (est.)
$307/mo
HOA dues
$50/mo
Loan amount
$592,199
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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