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Financing available

$325,000

2516 Gaulding Street, Royse City, TX 75189

4
beds
3.5
baths
2,547
sqft

Est. with seller financing: $3,139/mo

  • Single-family
  • Built in 2022
  • 4,400 sq ft lot
  • $128/sqft
  • $48/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

ASSUMABLE LOAN AT 5.1% — a rate well below today's market, plus this home is practically brand new! Built in 2022, this magnificent, well-kept home in the desirable Creekside community of Royse City offers comfort, flexibility, and a layout that fits today's lifestyle. Laminate flooring flows throughout the main level, while the bedrooms feature soft carpeting for added comfort. The open-concept design connects the living area, dining space, and kitchen, where you'll find a center island, breakfast bar, and pantry — ideal for everyday living and entertaining. The primary suite is conveniently located on the main level, creating a private retreat with easy access. A spacious laundry room adds functionality, while a flexible bonus room on the main level offers space for a home office, gym, or playroom to suit your needs. Upstairs, a media room with recessed lighting provides the perfect setting for movie nights or a second living space. Outdoors, a fenced backyard with a patio creates an inviting space to relax or host gatherings. Residents of Creekside enjoy HOA amenities including a community pool, splash pad, playgrounds, walking trails, greenbelts, and scenic ponds, offering a well-rounded neighborhood lifestyle. Conveniently positioned with quick access to shopping, dining, and entertainment, this home is also close to local parks and schools within Royse City ISD. With easy access to major roadways, commuting to Rockwall, Greenville, and the greater Dallas area is simple while still enjoying a peaceful suburban setting. Discounted rate options and no lender fee future refinancing may be available for qualified buyers. Don't miss the rare opportunity to step into a below-market rate on a like-new home in Creekside — schedule your showing today!

Facts & features

Interior

Features

  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Laminate

Appliances

  • Dishwasher
  • Gas Range
  • Microwave

Laundry

  • Common Area

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage

Pool

  • Community

Lot

  • Interior Lot
  • Subdivision

Community

Neighborhood

  • Subdivision: Creekside Ph 1a

HOA

  • Creekside Master Association

Schools

  • District: Royse City ISD
  • Elementary: Davis
  • Middle: Royse City
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $128
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,139/mo

Principal & interest
$2,354/mo
Property taxes
$585/mo
Homeowners insurance (est.)
$152/mo
HOA dues
$48/mo
Loan amount
$292,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Sheryl Sears, Orchard Brokerage · MLS #21242735 · 844-515-9880

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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