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Financing available

$199,000

2928 Roper Street, Royse City, TX 75189

4
beds
3
baths
2,118
sqft

Est. with seller financing: $2,231/mo

  • Single-family
  • Built in 2022
  • 6,316 sq ft lot
  • $94/sqft
  • $49/mo HOA
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

*Open House Sun, Oct 11th between 1-4 pm* Welcome home! You’re going to love this beautiful 4-bedroom, 3-bath home with an additional private office and an open-concept layout that seamlessly blends the living, dining, and kitchen areas—perfect for everyday living and entertaining. Inside, you’ll find gorgeous luxury vinyl flooring throughout the main spaces with cozy carpet in all bedrooms. The spacious kitchen features granite countertops, stainless steel appliances, an oversized dining area, a large pantry, and plenty of cabinet and counter space for the home chef. The thoughtful split floor plan provides added privacy for the primary suite, complete with a generous bedroom and a well-appointed en-suite bathroom. The 4th bedroom, paired with its own dedicated bathroom, is ideal for a mother-in-law suite or comfortable guest quarters. All secondary bedrooms are nicely sized, offering plenty of space for family and visitors. The separate office is an added bonus, making this floor plan a top pick for those who work from home or need a quiet retreat. Situated on an interior lot, the home offers a spacious backyard—perfect for outdoor gatherings, gardening, or simply enjoying a relaxing afternoon. The community features fantastic amenities, including a dog park, refreshing pool, playground, and soccer field, giving residents plenty of options for recreation and fun. Royse City provides a charming small-town feel while still offering convenient access to shopping, dining, and entertainment.

Facts & features

Interior

Features

  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Cable Tv

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Door Opener

Lot

  • Interior Lot
  • Landscaped
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Valor Farms Ph 2

HOA

  • Essex Association

Schools

  • District: Royse City ISD
  • Elementary: Ruth Cherry
  • Middle: Ouida Baley
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $94
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,231/mo

Principal & interest
$1,441/mo
Property taxes
$648/mo
Homeowners insurance (est.)
$93/mo
HOA dues
$49/mo
Loan amount
$179,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Byron Haynes, Keller Williams Realty · MLS #21122018 · 817-329-8850

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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