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Financing available

$555,000

3020 Althea Street, McKinney, TX 75071

4
beds
3
baths
2,441
sqft

Est. with seller financing: $5,131/mo

  • Single-family
  • Built in 2023
  • 4,530 sq ft lot
  • $227/sqft
  • $90/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 3020 Althea Street in McKinney's highly desirable Painted Tree community, where modern design meets an incredible lifestyle. Built by Highland Homes, this beautifully maintained 4-bedroom, 3-bath home offers a light-filled open floor plan with stylish finishes, elegant black-trimmed windows, spacious living areas, and flexible spaces perfect for entertaining, working from home, or everyday living. The thoughtfully designed layout features generous bedrooms, a private primary suite, and a chef-inspired kitchen that flows seamlessly into the dining and living areas, creating the perfect gathering space for family and friends. The home also includes a smart security front door lock, and the security cameras will convey with the property, providing added convenience and peace of mind. Beyond the home, enjoy everything Painted Tree has to offer. This award-winning master-planned community is designed around nature with approximately 200 acres of preserved open space, a 20-acre stocked fishing lake, miles of scenic walking and biking trails, resort-style pools, parks, playgrounds, community gathering spaces, and The Outpost, a signature amenity hub featuring outdoor gathering areas and year-round community events. Conveniently located just minutes from Historic Downtown McKinney, shopping, dining, and major commuter routes, this community truly offers something for everyone. Don't miss your opportunity to own this exceptional Highland Home in one of McKinney's most sought-after communities.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Loft
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Combination
  • Hardwood
  • Tile
  • Wood

Appliances

  • Some Gas Appliances
  • Convection Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas
  • Glass Doors
  • Gas Log
  • Living Room
  • Stone

Exterior & lot

Features

  • Lighting

Construction

  • Style: Traditional, Detached, Garden Home
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Stone Veneer, Wood Siding

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener
  • Kitchen Level
  • Lighted

Lot

  • Backs To Greenbelt Park
  • Interior Lot
  • Landscaped
  • Subdivision
  • Few Trees
  • Zero Lot Line

Community

Neighborhood

  • Subdivision: Painted Tree Village North Ph 1a

HOA

  • Capital Consultants Management Corporation

Schools

  • District: McKinney ISD
  • Elementary: Minshew
  • Middle: Dr Jack Cockrill
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $227
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,131/mo

Principal & interest
$4,019/mo
Property taxes
$763/mo
Homeowners insurance (est.)
$259/mo
HOA dues
$90/mo
Loan amount
$499,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Christie Cannon, LPT Realty LLC · MLS #21331376 · 972-215-7747

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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