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Financing available

$215,000

307 Locust Street, Winnsboro, TX 75494

2
beds: 1
baths: 1,168
sqft

Est. with seller financing: $1,957/mo

Single-family
Built in 1950
6,926 sq ft lot
$184/sqft
Wood County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming 2-bedroom, 1 bath full of character and opportunity! This cozy property features a welcoming front porch perfect for relaxing mornings or evenings. It also features a nice back patio for relaxing as well. You will find durable laminate flooring throughout the main living area and kitchen installed one year ago. Bedrooms both have original wood flooring that adds warmth and charm. Conveniently located close to the downtown area, you'll enjoy easy access to local restaurants, shopping, and community events that make this charming town so special. Whether you are looking for a personal residence, investment property, or potential Airbnb, this home offers great versatility and appeal. Additional updates include a new outside air conditioning unit, privacy fence, and a new front door, all installed within the last three years, offering added comfort and peace of mind. All appliances convey to include refrigerator, washing machine, and dryer. Its inviting atmosphere, timeless touches and prime location make this property a must-see!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Double Vanity
Eat In Kitchen
Granite Counters
High Speed Internet
Open Floorplan
Pantry
Cable Tv

Appliances

Electric Range
Ice Maker

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Composition

Parking

Attached Carport
Driveway

Community

Neighborhood

Subdivision: City Of Winnsboro

Schools

District: Winnsboro ISD
Elementary: Winnsboro
Middle: Memorial
High: Winnsboro

Financial & listing details

Listing

Price per sq ft: $184
County: Wood
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,957/mo

Down payment10% ($21,500)10%20%

See If You Qualify

Principal & interest: $1,557/mo
Property taxes: $300/mo
Homeowners insurance (est.): $100/mo

Loan amount: $193,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Kathy Bateman, Epique Realty LLC · MLS #21277603 · 512-387-0722

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.