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Financing available

$199,999

514 Mcmillan Drive, Winnsboro, TX 75494

3
beds
1.5
baths
1,306
sqft

Est. with seller financing: $1,706/mo

  • Single-family
  • Built in 1970
  • 11,238 sq ft lot
  • $153/sqft
  • Franklin (TX) County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Classic charm meets thoughtful updates in this 3-bedroom, 1.5-bath Winnsboro home offering 1,306 square feet of inviting living space! Located in an established neighborhood just west of downtown, this home combines the character of an older home with several significant recent improvements. Inside, beautiful refinished hardwood floors flow through much of the home, while spacious living and dining areas provide plenty of room to gather. The kitchen offers abundant cabinetry, updated countertops and finishes, a breakfast bar, and plenty of workspace. A brick fireplace adds even more warmth and character. The seller has invested in several major improvements, including a new roof in 2024, recent house leveling and replacement of floor joists, replacement of drain lines beneath the home, updated plumbing under the kitchen sink, and additional attic insulation added in 2026. The ceilings, carport, and walls have also been freshly painted, with additional updates made to the kitchen and bathrooms. Outside, mature trees give the property an established feel, while the large fenced backyard provides plenty of room for pets, gardening, entertaining, or weekend BBQs with family and friends. Conveniently located between Hwy 11 and Pine Street, you're just minutes from historic downtown Winnsboro and its locally owned shops, restaurants, Farmers' Market, and Winnsboro Center for the Arts. With classic character, generous outdoor space, and many of the big-ticket improvements already completed, this Winnsboro home is ready for its next chapter!

Facts & features

Interior

Features

  • High Speed Internet

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Wood

Appliances

  • Gas Range
  • Gas Water Heater

Fireplace

  • Fireplaces: 1
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Brick

Parking

  • Carport
  • Driveway

Community

Neighborhood

  • Subdivision: Broadview

Schools

  • District: Winnsboro ISD
  • Elementary: Winnsboro
  • Middle: Memorial
  • High: Winnsboro

Financial & listing details

Listing

  • Price per sq ft: $153
  • County: Franklin (TX)
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,706/mo

Principal & interest
$1,448/mo
Property taxes
$165/mo
Homeowners insurance (est.)
$93/mo
Loan amount
$179,999
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Bradley Edge, RE/MAX Advanced · MLS #21404186 · 903-885-5040

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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