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Financing available

$197,000

311 W Sam Rayburn Drive, Bonham, TX 75418

2
beds: 1
baths: 1,215
sqft

Est. with seller financing: $1,683/mo

Single-family
Built in 1905
10,890 sq ft lot
$162/sqft
Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

LOCATION, LOCATION, LOCATION!! This unique property is located in the historic district and a close walk to downtown, Neighbors Winery, Juba Pizza, Donuts, etc. This is a rare property that could be used as residential or commercial. Home has 2 BR, 1 BA, formal dining room, eat in kitchen, and separate laundry room. Are you looking for a cute Craftsman cottage to call home sweet home, or an historic cottage for your business located in an ideal location? .....Or both perhaps? Updated paint and floors and new kitchen cabinets, appliances, and quartz countertops. Owner Agent.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
High Speed Internet
Cable Tv

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Hardwood
Laminate

Appliances

Dishwasher
Electric Oven
Disposal
Microwave

Laundry

Washer Hookup
Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Lighting
Storage

Construction

Style: Craftsman, Detached, Historic Antique
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier
Materials: Wood Siding

Parking

Assigned
Concrete
Driveway

Lot

Back Yard
Lawn
Landscaped
Few Trees

Community

Neighborhood

Subdivision: J. P. Simpson

Schools

District: Bonham ISD
Elementary: Finleyoate
Middle: Rather
High: Bonham

Financial & listing details

Listing

Price per sq ft: $162
County: Fannin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,683/mo

Down payment10% ($19,700)10%20%

See If You Qualify

Principal & interest: $1,427/mo
Property taxes: $164/mo
Homeowners insurance (est.): $92/mo

Loan amount: $177,300
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Chad Lipscomb

Lipscomb Realty

903-583-5835

MLS #: 21365165

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify