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Financing available

$189,400

500 S 4th Street, Bonham, TX 75418

3
beds
2
baths
1,240
sqft

Est. with seller financing: $1,460/mo

  • Single-family
  • Built in 1976
  • 5,624 sq ft lot
  • $153/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Completely renovated and move-in ready, this updated 3-bedroom, 2-bath home offers a blend of modern finishes and traditional charm. Nearly every major component has been updated, including plumbing, electrical, flooring, and interior finishes, offering added peace of mind. The home features an open and inviting layout with abundant natural light. The living area flows into the remodeled kitchen , which includes updated cabinetry, countertops, and ample storage. The primary bedroom and two additional bedrooms provide flexible space for a variety of needs, and both bathrooms have been updated with contemporary finishes. Additional features include a dedicated laundry room and spacious backyard for outdoor use, entertaining, or future customization. The property is located near downtown Bonham, schools, shopping, dining, and nearby neighborhood park, offering convenient access to local amenities.

Facts & features

Interior

Features

  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Hardwood

Appliances

  • Microwave

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Block
  • Materials: Block

Parking

  • Driveway
  • Gravel

Community

Neighborhood

  • Subdivision: REICH ADD

Schools

  • District: Bonham ISD
  • Elementary: Finleyoate
  • Middle: Rather
  • High: Bonham

Financial & listing details

Listing

  • Price per sq ft: $153
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,460/mo

Principal & interest
$1,372/mo
Property taxes
Not available
Homeowners insurance (est.)
$88/mo
Loan amount
$170,460
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Cindy Giron Lopez

Ultima Real Estate

972-980-9393

MLS #
21343130

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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