HFPHome Finance
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Financing available

$218,000

3313 S 3rd Street, Waco, TX 76706

3
beds
2
baths
1,120
sqft

Est. with seller financing: $1,928/mo

  • Single-family
  • Built in 1945
  • 19,210 sq ft lot
  • $195/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Freshly remodeled and full of opportunity, this 3-bedroom, 2-bath home located in the heart of the Baylor Bubble offers the perfect blend of comfort, convenience, and investment potential. Whether you’re looking for a primary residence or a great addition to your rental portfolio, this property offers diverse potential for a variety of living or investment needs. Everything was considered during the remodel, with thoughtful updates throughout the home including plumbing, electrical, remodeled bathrooms, and a structurally modified layout designed to create a more functional flow. The shared living areas were redesigned with taller ceilings, creating an open and airy feel throughout the home. The kitchen features quartz countertops, stainless steel appliances, and modern finishes that make the space both stylish and practical. The roof is approximately 2 months old, and the attic has spray foam insulation for added energy efficiency and comfort. Enjoy relaxing on the inviting front porch or entertaining on the back deck overlooking the large lot, which offers plenty of room for parking and outdoor possibilities. A storm shelter adds additional convenience and security. Conveniently located near Baylor University, downtown Waco, shopping, dining, and local attractions, this home is ideal for owner-occupants, students, or investors seeking a prime location with strong rental appeal. Be sure to schedule your showing appointment​​‌​​​​‌​​‌‌​​‌‌​​‌‌​​‌‌​‌​​​​​‌​​‌‌​‌​‌ today!

Facts & features

Interior

Features

  • Cathedral Ceilings
  • Eat In Kitchen
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Wood

Appliances

  • Electric Range
  • Microwave

Laundry

  • Common Area
  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Pillar Post Pier

Parking

  • Gravel

Lot

  • Acreage
  • Interior Lot
  • Many Trees

Community

Neighborhood

  • Subdivision: French J

Schools

  • District: Waco ISD
  • Elementary: South Waco
  • Middle: Cesar Chavez
  • High: University

Financial & listing details

Listing

  • Price per sq ft: $195
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,928/mo

Principal & interest
$1,579/mo
Property taxes
$247/mo
Homeowners insurance (est.)
$102/mo
Loan amount
$196,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Belen Ruiz, Eagles International Realty, LLC · MLS #21275901 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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