HFPHome Finance
Partner
Powered byDoorly
1 / 26
Financing available

$219,500

1200 N 4th Street, Waco, TX 76707

3
beds
2
baths
1,203
sqft

Est. with seller financing: $2,052/mo

  • Single-family
  • Built in 1915
  • 8,233 sq ft lot
  • $182/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Come fall in love with this charming and fully updated home located at 1200 N 4th Street in the heart of Waco! This warm and inviting property boasts 3 bedrooms and 2 bathrooms spread across a spacious and efficient 1203 square feet, providing plenty of room for your family to grow and make memories or make this your next investment near Downtown Waco. Step inside and be greeted by the stunning original wood flooring that flows throughout the entire home, perfectly complementing the listed updates- built-ins, granite countertops, tiled showers, reclaimed wood cabinets, recessed lighting and double-pane windows. This home has a newer roof, hvac, main waterline, sewer line, electrical, plumbing, appliances, water heater, and HVAC all at four years old. The updated restrooms and kitchen feature modern finishes and appliances, including a stove and refrigerator. Not only does this home have all the necessary updates, but also the necessary ones- giving you peace of mind and eliminating many future maintenance worries. The large backyard is perfect for entertaining or simply enjoying some outdoor time with your loved ones. Conveniently located, this property is just a stone's throw away from Downtown Waco, Cameron Park, the Zoo, shopping, top-rated schools, local colleges, and a variety of restaurants. Don't miss out on the opportunity to make this gem your own. Book your showing today and start living your best life at 1200 N 4th Street!

Facts & features

Interior

Features

  • Built In Features
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Natural Woodwork

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Ceramic Tile
  • Hardwood

Appliances

  • Dishwasher
  • Gas Range
  • Refrigerator

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room
  • Stacked

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier

Parking

  • On Site
  • On Street

Lot

  • Corner Lot

Community

Neighborhood

  • Subdivision: Chamberlin & Taylor

Schools

  • District: Waco ISD
  • Elementary: JH Hines
  • Middle: GW Carver
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $182
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,052/mo

Principal & interest
$1,590/mo
Property taxes
$360/mo
Homeowners insurance (est.)
$102/mo
Loan amount
$197,550
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Daniel Tagle Jr., ERA Courtyard Real Estate · MLS #21145135 · 254-235-7788

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Waco