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Financing available

$815,000

3380 Pecan Circle, McKinney, TX 75071

4
beds: 3
baths: 3,358
sqft

Est. with seller financing: $7,071/mo

Single-family
Built in 2005
104,588 sq ft lot
$243/sqft
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

*** HUGE PRICE CUT !! PRICED TO SELL *** 4-Bedroom McKinney House on 2.4 Acres – Shop, RV Cover & In house under ground Storm Shelter! Looking for space, versatility, and peace of mind? This 4-bedroom, 3-bath, 3,350 sq. ft. home has it all! Spread out with 2 game or flex rooms, a 1,200 sq. ft. workshop with lean-to, and a large 18 x 40 x 14 RV cover—perfect for hobbyists, car enthusiasts, or growing families. Ask me about assuming this VA loan 2.25% interest rate! Top Features Buyers Love: Modern Comfort: Brand-new Trane HVAC, tankless water heaters, and NEW double-hung dual-pane windows throughout. Safe & Secure: In-home underground storm shelter. Room to Roam: 2.4 fenced acres – ideal for pets, gardening, or outdoor fun. Functional Garage: 3-car garage plus workshop space for all your projects. This home isn’t just a place to live—it’s a lifestyle. Entertain, work, or relax in a home built for both comfort and convenience, all just minutes from McKinney’s amenities. Act fast—properties like this don’t last long! * Seller is licensed agent * Buyers and buyers agent to verify accuracy of the information * Texas Title as sellers preferred title partner Kelly Mcrae

Facts & features

Interior

Features

Built In Features
Double Vanity
Pantry
Natural Woodwork
Walk In Closets

Heating & cooling

Heating: Propane
Cooling: Central Air

Flooring

Carpet
Vinyl

Appliances

Convection Oven
Dishwasher
Gas Cooktop
Disposal
Gas Oven
Ice Maker
Microwave
Tankless Water Heater

Fireplace

Fireplaces: 1
Gas
Living Room
Stone

Laundry

Electric Dryer Hookup
Gas Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Detached
Stories: 2
Roof: Asphalt
Materials: Brick, Rock, Stone

Parking

Garage spaces: 3
Additional Parking
Detached Carport
Garage
Garage Door Opener
Inside Entrance
Rv Carport
Rv Access Parking
Garage Faces Side
Workshop In Garage

Lot

Acreage

Community

Neighborhood

Subdivision: Pecan Creek Farms

Schools

District: McKinney ISD
Elementary: Ruth and Harold Frazier
Middle: Johnson
High: McKinney North

Financial & listing details

Listing

Price per sq ft: $243
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$7,071/mo

Down payment10% ($81,500)10%20%

Check Your Financing Options

Principal & interest: $5,902/mo
Property taxes: $789/mo
Homeowners insurance (est.): $380/mo

Loan amount: $733,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Nicole Czegledi, eXp Realty · MLS #21262836 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.