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Financing available

$436,449

3609 Redwood Circle, Melissa, TX 75454

4
beds: 2.5
baths: 2,673
sqft

Est. with seller financing: $4,018/mo

Single-family
Built in 2006
6,534 sq ft lot
$163/sqft
$66/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Looking for privacy in your own backyard? You found it here. One of just a few homes that back to treed HOA-maintained property. Spacious open floor plan with primary bedroom down and other updates include granite countertops, backsplash, lighting, and a new upscale primary shower with designer tile. Versatile front living area makes an ideal home office, dining or flex space. Upstairs offers a large game room, media room, or second living area, along with three secondary bedrooms, and a full bath. Updates include kitchen appliances 2022, Kitchen granite, backsplash, and primary bath luxury walk-in shower with frameless glass May of 2026, Water heater and evaporator coil 2020. Enjoy a serene l private backyard, established landscaping, and a storage building. North Creek features 2 community pools, clubhouse, basketball court, small putting green, playgrounds, pond & a Elementary school. Move-in ready with space, functionality, and a prime Melissa location close to everyday conveniences. Beautifully updated home in highly sought-after Melissa ISD with easy access to the Outer Loop, HEB, Buc-ee’s, shopping, and dining.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Ceramic Tile

Appliances

Dishwasher
Electric Oven
Electric Range
Disposal
Microwave

Laundry

Washer Hookup
Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Concrete
Door Single
Garage Faces Front
Garage
Garage Door Opener

Pool

Community

Lot

Backs To Greenbelt Park
Interior Lot
Landscaped
Few Trees

Community

Neighborhood

Subdivision: North Creek Ph I

HOA

First Service Residential

Schools

District: Melissa ISD
Elementary: North Creek
Middle: East Cardinal,Melissa Ridge
High: Melissa

Financial & listing details

Listing

Price per sq ft: $163
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,018/mo

Down payment10% ($43,645)10%20%

Check Your Financing Options

Principal & interest: $3,161/mo
Property taxes: $587/mo
Homeowners insurance (est.): $204/mo
HOA dues: $66/mo

Loan amount: $392,804
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Holly Milstead, Keller Williams NO. Collin Cty · MLS #21278399 · 972-562-8883

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.