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Financing available

$429,900

3820 Horseshoe Trail, Celina, TX 75009

4
beds
2
baths
2,174
sqft

Est. with seller financing: $3,374/mo

  • Single-family
  • Built in 2020
  • 5,968 sq ft lot
  • $198/sqft
  • $60/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

PRICE IMPROVEMENT - MOTIVATED SELLER Move-in ready and priced to compete with new construction, this beautifully maintained single-story home offers something many newer homes can't—a premium greenbelt location, established neighborhood, and an exceptional value in highly sought-after Celina ISD. Built in 2020, this 4-bedroom, 2-bath home features over 2,100 square feet of thoughtfully designed living space with an open-concept layout that brings everyone together. The spacious kitchen is the heart of the home, complete with a large island, granite countertops, gas cooking, abundant cabinetry, and a walk-in pantry—all flowing seamlessly into the living and dining areas for effortless entertaining. The private primary suite offers a peaceful retreat with dual vanities, an oversized walk-in closet, and a spacious ensuite bath, while three additional bedrooms provide flexibility for guests, a home office, playroom, or gym. Step outside to a covered patio overlooking the greenbelt—offering added privacy and no rear neighbors, a feature that's increasingly difficult to find. Located just minutes from the expanding Dallas North Tollway, this home places you approximately 20 minutes from The Star in Frisco, 25 minutes from PGA Frisco, and a short drive to Prosper, McKinney, and countless shopping, dining, and entertainment destinations. Whether you're relocating to North Texas, purchasing your first home, or looking for the convenience of single-story living in one of the state's fastest-growing communities, this home delivers exceptional value without sacrificing location. The seller is motivated and has recently adjusted the price, creating one of the best opportunities currently available in Celina. Schedule your private showing today before this opportunity is gone.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Cable Tv

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Range
  • Microwave
  • Tankless Water Heater
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Garage

Pool

  • Community

Lot

  • Greenbelt

Community

Neighborhood

  • Subdivision: Homestead At Ownsby Farms

HOA

  • Essex Property Management

Schools

  • District: Celina ISD
  • Elementary: O'Dell
  • Middle: Celina
  • High: Celina

Financial & listing details

Listing

  • Price per sq ft: $198
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,374/mo

Principal & interest
$3,113/mo
Property taxes
Not available
Homeowners insurance (est.)
$201/mo
HOA dues
$60/mo
Loan amount
$386,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Quinn Persinger, Briggs Freeman Sotheby's Int'l · MLS #21204169 · 972-202-5900

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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