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Financing available

$264,000

400 Shiplap Lane, Josephine, TX 75189

5
beds: 2
baths: 2,047
sqft

Est. with seller financing: $2,075/mo

Single-family
Built in 2018
7,405 sq ft lot
$129/sqft
$40/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this spacious home in Magnolia that has room for everyone. Home has 5 bedroom, 2 bath, split floor plan, kitchen and living area open along with a walk in pantry and a breakfast bar. Magnolia has a community pool, play grounds, water features and an elementary school close by. Fenced in backyard with a sprinkler system. Home has a lot of space and a lot to offer. Easy to show.

Facts & features

Interior

Features

Eat In Kitchen
Granite Counters
High Speed Internet
Pantry
Cable Tv
Walk In Closets

Flooring

Carpet
Ceramic Tile
Laminate

Appliances

Dishwasher
Electric Range
Electric Water Heater
Disposal
Microwave

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Composition
Foundation: Slab

Parking

Garage spaces: 2
Driveway

Pool

Community

Community

Neighborhood

Subdivision: Magnolia Phase 1

HOA

Proper HOA

Schools

District: Community ISD
Elementary: John & Barbara Roderick
Middle: Community Trails
High: Community

Financial & listing details

Listing

Price per sq ft: $129
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,075/mo

Down payment10% ($26,400)10%20%

See If You Qualify

Principal & interest: $1,912/mo
Property taxes: Not available
Homeowners insurance (est.): $123/mo
HOA dues: $40/mo

Loan amount: $237,600
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Stacie Burnside, BLVD Real Estate · MLS #21100650 · 214-406-3724

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.